12854 MT Highway 200, Simms, MT 59477 Property Records

Cascade County property record for 12854 MT Highway 200, Simms, MT 59477

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,350 sqft · built 1959
Lot Size	4.66 acres (202,990 sqft)
Owner	Individual Name on File
Last Sale	$193,800 (Mar 2017)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0248783`

Property Details

APN / Parcel Number

Primary APN	`R0248783`
Alternative APNs	`02-3011-18-1-02-03-0000` `0004604200` `04604200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	202,990 sqft (4.66 acres)
Garage Type	Detached
Garage Area	1,851 sqft
Parking Spaces	6 Parking Spaces
Deck Area	104 sqft
Pole Barn	2,178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0004604200
Street Address	12854 MT HIGHWAY 200
City	SIMMS
State	MT
Zip	59477
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	8
Legal Description	S18, T20 N, R02 W, 3731, 4075, PARCEL 000, REM TR, COS #4075, IN NW4NE4 MK 3A
Legal Range	02W
Legal Township	20N
Legal Section	18
Legal Subdivision	CERTIFICATE OF SURVEY #5-0004075
Jurisdiction	CASCADE MT
Township / Civil Division	SUN RIVER VALLEY
Census Block Group	3
Census Block	3130
Census Tract	10700

Owner

Source: Cascade County records · APN R0248783

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12854 MT HIGHWAY 200, SIMMS, MT 59477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 31, 2017	Warranty Deed, Transfer · VA Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Sep 13, 2007 · Amount on Record
Deed Document Number	2017337557
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	12854 MT HIGHWAY 200, SIMMS, MT 59477
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0448874
Date	Oct 02, 2023
Instrument	R0448874

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	12854 MT HIGHWAY 200, SIMMS, MT 59477
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0411953
Date	Jun 14, 2021
Instrument	R0411953

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	12854 MT HIGHWAY 200, SIMMS, MT 59477
Document Number	0000388731
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 06, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12854 MT HWY SIMMS MT 59477, SIMMS, MT 59477

Mortgage

Document Number	0000388731
Date	Jun 02, 2020
Instrument	388731

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 01, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Mar 31, 2017
Property Address	12854 MT HIGHWAY 200, SIMMS, MT 59477
Document Number	00R0337557
Instrument Date	Mar 31, 2017
Instrument	R0337557
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12854 MT HIGHWAY 200, SIMMS, MT 59477

Mortgage

Document Number	00R0337558
Date	Mar 31, 2017
Instrument	R0337558

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Cascade County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Sun River Valley Elementary School District (PK - 08)
Secondary School District	Simms High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,256.00 (-16.04%)	$364,100 (+25.25%)	$364,100 (+25.25%) Land $77,470 Building $286,630
2023	$2,687.00	$290,700	$290,700 Land $57,724 Building $232,976

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1991–2019)
Most Recent Claim	May 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 5 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
3 Rivers Telephone Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

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