12897 MT Highway 200, Simms, MT 59477 Property Records

Cascade County property record for 12897 MT Highway 200, Simms, MT 59477

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1964
Lot Size1.31 acres (57,064 sqft)
OwnerIndividual Name on Record
Tax Bill$1,608 (2026)
Deeds & MortgagesJan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNR0248576

Property Details

APN / Parcel Number

Primary APNR0248576
Alternative APNs
  • 02-3011-07-4-04-01-0000
  • 0004583100
  • 04583100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area57,064 sqft (1.31 acres)
Garage TypeDetached
Garage Area1,646 sqft
Parking Spaces6 Parking Spaces
Shed1 Shed
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0004583100
Street Address12897 MT HIGHWAY 200
CitySIMMS
StateMT
Zip59477-9502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9
Legal DescriptionS07, T20 N, R02 W, IN SESE MK 4A
Legal Range02W
Legal Township20N
Legal Section07
JurisdictionCASCADE MT
Township / Civil DivisionSUN RIVER VALLEY
Census Block Group3
Census Block3050
Census Tract10700

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 145, SIMMS, MT 59477-0145
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASCADE MT
Property Address12897 MT HIGHWAY 200, FORT SHAW, MT 59443
Document Number0000402389
Instrument DateJan 8, 2021
Transaction TypeMortgage
Record UpdatedFeb 2, 2021
Title CompanyLEGACY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12897 MT HIGHWAY 200 SIMMS MT 59477, SIMMS, MT 59477

Mortgage

Document Number0000402389
DateJan 14, 2021
Instrument402389
Lender
NameSTOCKMAN BK/MONTANA
AddressGREAT FALLS, MT 59401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 13, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMontana
CountyCascade County
Elementary School DistrictSun River Valley Elementary School District (PK - 08)
Secondary School DistrictSimms High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,608.00 (-15.9%)$292,400 (-)
2025$1,912.00 (-24.99%)$292,400 (+8.26%)$292,400 (+8.26%) Land $62,395 Building $230,005
2023$2,549.00$270,100$270,100 Land $53,034 Building $217,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1991–2019)
Most Recent ClaimMay 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
3 Rivers Communications
Fiber
1,000 / 1,000

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