San Diego County property record for 12682 Rancho Heights Rd, Pala, CA 92059 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,787 sqft · built 2014 |
| Lot Size | 20 acres (871,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $789,500 (May 2020) |
| Tax Bill | $10,198 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 109-402-16-00 |
| Primary APN | 109-402-16-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,787 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 871,636 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 12682 RANCHO HEIGHTS RD |
|---|---|
| City | PALA |
| State | CA |
| Zip | 92059-1858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 3 TR PM12980 |
| Legal Subdivision | PARCEL MAP 12980 |
| Legal Tract | 12980 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 19108 |
Source: San Diego County records · APN 109-402-16-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12682 RANCHO HEIGHTS RD, PALA, CA 92059-1858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS INSURANCE GROUP FCU |
| Feb 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 13, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| May 13, 2020 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on Record |
| Deed Sale | May 13, 2020 · Amount on Record |
| Prior Sale | Mar 15, 2012 · Amount on Record |
| Deed Document Number | 2020243086 |
| Prior Transfer Date | Apr 29, 2020 |
| Prior Transfer Doc | 0000243085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12682 RANCHO HEIGHTS RD, PALA, CA 92059-1858 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12682 RANCHO HEIGHTS RD, PALA, CA 92059-1858 |
| Document Number | 0000247362 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-0247362 |
| Name | FARMERS INSURANCE GROUP FCU |
|---|---|
| Type | Credit Union |
| Address | BURBANK, CA 91504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12682 RANCHO HEIGHTS RD, PALA, CA 92059-1858 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | CLEARMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 12682 RANCHO HEIGHTS RD, PALA, CA 92059-1858 |
| Document Number | 0000076850 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021-0076850 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2020 |
| Property Address | 12682 RANCHO HEIGHTS RD, PALA, CA 92059-1858 |
| Document Number | 0000243085 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 243085 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 12682 RANCHO HEIGHTS RD PALA CA 92059, PALA, CA 92059 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2020 |
| Property Address | 12682 RANCHO HEIGHTS RD, PALA, CA 92059-1858 |
| Document Number | 0000243086 |
| Map Reference | FILE 83-401262 |
| Instrument Date | Apr 09, 2020 |
| Instrument | 2020-0243086 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12682 RANCHO HEIGHTS RD, PALA, CA 92059-1858 |
| Document Number | 0000243087 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020-0243087 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $945,641 (+2%) Land $187,305 Building $758,336 | |
| 2025 | $10,198.00 (+1.47%) | $927,100 (+4.04%) Land $183,633 Building $743,467 |
| 2023 | $10,050.00 (+1.41%) | $891,102 Land $176,503 Building $714,599 |
| 2022 | $9,910.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 100% of the US · above 98% of California |
|---|---|
| Wildfire Likelihood | About 1 in 24 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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