1293 Ruby Ann Dr, Saginaw, MI 48601 Property Records

Saginaw County property record for 1293 Ruby Ann Dr, Saginaw, MI 48601 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1966
Square Footage	912 sqft Living Area
Lot Size	10,237 sqft (0.235 acres)
Garage	744 sqft
Occupancy	Owner Occupied
Last Sale	$65,000 (1998)
Tax Bill	$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-11-4-24-4112-000`

Interior

Full Baths	1 Baths
Building Area	912 sqft Living Area
1st Floor	912 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding Exterior
Foundation Type	No Foundation Foundation
Lot Area	10,237 sqft (0.235 acres)
Depth X Width	128 ft x 80 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	744 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	180 sqft Patio
Porch	1 Porch
Porch Area	20 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1293 RUBY ANN DR
City	SAGINAW
State	MI
Zip	48601-9713
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 12 SPARLING SUBDIVISION NO 1 A PART OF THE NW 1/4 OF SE 1/4 SEC 24 T11N R4E
Legal Range	04E
Legal Township	11N
Legal Section	24
Legal Subdivision	SPARLING SUBDIVISION
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SAGINAW MI
Minor Civil Division	SPAULDING
Census Blockgroup	2
Census Block	2000
Census Tract	11800

Owner

Source: Saginaw County records · APN 25-11-4-24-4112-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1293 RUBY ANN DR, SAGINAW, MI 48601-9713
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 1998 · Amount on Record
Deed Sale	Dec 01, 1998 · Amount on Record
Deed Book / Page	2097 / 1083
Record Refreshed	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1293 RUBY ANN DR, SAGINAW, MI 48601-9713
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1293 RUBY ANN DR, SAGINAW, MI 48601-9713

Mortgage

Document Number	2021035200
Date	Nov 03, 2021
Instrument	2021035200

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Spaulding Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,700 (+21.81%)	$99,400 (+21.81%)
2025	$334.00 (-72.19%) Homeowner's exemption
2023		$40,800	$81,600
2022	$1,201.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.