Saginaw County property record for 1309 Ruby Ann Dr, Saginaw, MI 48601 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,232 sqft Living Area |
| Lot Size | 10,237 sqft (0.235 acres) |
| Garage | 384 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2021) |
| Tax Bill | $465.00 (2025) |
Source: Saginaw County records · APN 25-11-4-24-4111-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1309 RUBY ANN DR, SAGINAW, MI 48601-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2021 · Amount on Record |
| Deed Sale | Oct 08, 2021 · Amount on Record |
| Prior Sale | Nov 03, 2011 · Amount on Record |
| Deed Doc Number | 202132726 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 08, 2021 |
| Property Address | 1309 RUBY ANN DR, SAGINAW, MI 48601-9761 |
| Document Number | 2021032726 |
| Map Reference | LB 9 PG 39 |
| Instrument Date | Oct 05, 2021 |
| Instrument | 2021032726 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1309 RUBY ANN DR, 1309, SAGINAW, MI 48601-9761 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 107 S PORTER ST, SAGINAW, MI 48602-2321 |
| Document Number | 2021032727 |
|---|---|
| Date | Oct 08, 2021 |
| Instrument | 2021032727 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1309 RUBY ANN DR, SAGINAW, MI 48601-9761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1309 RUBY ANN DR, SAGINAW, MI 48601-9761 |
| Document Number | 0000025642 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 2020025642 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Spaulding Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,900 (+24.02%) | $119,800 (+24.02%) | |
| 2025 | $465.00 (-69.27%) Homeowner's exemption | ||
| 2023 | $48,300 | $96,600 | |
| 2022 | $1,513.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25-11-4-24-4111-000 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,232 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 10,237 sqft (0.235 acres) |
| Depth X Width | 128 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 384 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 408 sqft Patio |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1309 RUBY ANN DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-9761 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SPARLING SUBDIVISION NO.1 A PART OF THE NW 1/4 OF SE 1/4 SEC 24 T11N R4E |
| Legal Range | 04E |
| Legal Township | 11N |
| Legal Section | 24 |
| Legal Subdivision | SPARLING SUBDIVISION |
| Legal Lot Number | 11 |
| Legal Unit | 11 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | SPAULDING |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 11800 |
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