Saginaw County property record for 1275 Ruby Ann Dr, Saginaw, MI 48601 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1968 |
| Square Footage | 912 sqft Living Area |
| Lot Size | 10,237 sqft (0.235 acres) |
| Garage | 360 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $105,000 (2005) |
| Tax Bill | $348.00 (2025) |
Source: Saginaw County records · APN 25-11-4-24-4113-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1275 RUBY ANN DR, SAGINAW, MI 48601-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK |
| Sep 06, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LAKE MI CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2005 · Amount on Record |
| Deed Sale | Jan 05, 2005 · Amount on Record |
| Prior Sale | Dec 16, 2004 · Amount on Record |
| Deed Doc Number | 20057241539 |
| Deed Book / Page | 2291 / 1816 |
| Prior Transfer Date | Jan 29, 2003 |
| Prior Transfer Doc | 0007128046 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1275 RUBY ANN DR, SAGINAW, MI 48601-9713 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007283 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 2020007283 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 06, 2018 |
| Property Address | 1275 RUBY ANN DR, SAGINAW, MI 48601-9713 |
| Document Number | 0000023391 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 23391 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1275 RUBY ANN DR SAGINAW MI 486019713, SAGINAW, MI 48601-9713 |
| Document Number | 23392 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 23392 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2048 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Spaulding Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,000 (+22.28%) | $90,000 (+22.28%) | |
| 2025 | $348.00 (-8%) | ||
| 2023 | $36,800 | $73,600 | |
| 2022 | $1,740.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25-11-4-24-4113-000 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 912 sqft Living Area |
| 1st Floor | 912 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 10,237 sqft (0.235 acres) |
| Depth X Width | 128 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 360 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 20 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1275 RUBY ANN DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-9713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 SPARLING SUBDIVISION NO 1 A PART OF THE NW 1/4 OF SE 1/4 SEC 24 T11N R4E |
| Legal Range | 04E |
| Legal Township | 11N |
| Legal Section | 24 |
| Legal Subdivision | SPARLING SUBDIVISION |
| Legal Lot Number | 13 |
| Legal Unit | 13 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | SPAULDING |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 11800 |
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