Saginaw County property record for 1261 Ruby Ann Dr, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1968 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $348 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-11-4-24-4114-000 |
| Primary APN | 25-11-4-24-4114-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood Siding |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 128 ft deep x 75 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 24 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1261 RUBY ANN DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 SPARLING SUBDIVISION NO.1 A PART OF THE NW 1/4 OF SE 1/4 SEC 24 T11N R4E |
| Legal Range | 04E |
| Legal Township | 11N |
| Legal Section | 24 |
| Legal Subdivision | SPARLING SUBDIVISION |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SPAULDING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11800 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1261 RUBY ANN DR, SAGINAW, MI 48601-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Spaulding Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,200 (+23.34%) | $100,400 (+23.34%) | |
| 2025 | $348.00 (-71.84%) Homeowner's exemption | ||
| 2023 | $40,700 | $81,400 | |
| 2022 | $1,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 24 (1980–2026) |
| Claims Outside the SFHA | 7 of 24 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPAULDING TOWNSHIP serves 2,153 people · EPA ID MI0006210 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures