Saginaw County property record for 1278 Ruby Ann Dr, Saginaw, MI 48601 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1964 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,000 (Oct 2020) |
| Tax Bill | $394 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-11-4-24-4116-000 |
| Primary APN | 25-11-4-24-4116-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Wood Siding |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 133 ft deep x 80 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 180 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1278 RUBY ANN DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 SPARLING SUBDIVISION NO.1 A PART OF THE NW 1/4 OF SE 1/4 SEC 24 T11N R4E |
| Legal Range | 04E |
| Legal Township | 11N |
| Legal Section | 24 |
| Legal Subdivision | SPARLING SUBDIVISION |
| Legal Lot Number | 16 |
| Legal Unit | 16 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SPAULDING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11800 |
Source: Saginaw County records · APN 25-11-4-24-4116-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1278 RUBY ANN DR, SAGINAW, MI 48601-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2026 | Intrafamily Transfer, Transfer |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Deed Document Number | 202026796 |
| Last Transfer Date | Feb 23, 2026 |
| Transfer Doc | 0000004225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 04, 2026 |
| Property Address | 1278 RUBY ANN DR, SAGINAW, MI 48601-9713 |
| Document Number | 0000004225 |
| Map Reference | LB 9 PG 39 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026004225 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1278 RUBY ANN DR, SAGINAW, MI 48601-9713 |
| Name | Verified Name |
|---|---|
| Address | 1278 RUBY ANN DR, SAGINAW, MI 48601-9713 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 22, 2020 |
| Property Address | 1278 RUBY ANN DR, SAGINAW, MI 48601-9713 |
| Document Number | 2020026796 |
| Map Reference | LB 9 PG 39 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020026796 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16131 W INDIGO LOOP, 16131, SUMMERDALE, AL 36580-4035 |
| Name | Verified Name |
|---|---|
| Address | 14129 SHERIDAN RD, MONTROSE, MI 48457-9349 |
| Document Number | 2020026797 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020026797 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Spaulding Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,200 (-5.2%) | $98,400 (-5.2%) | |
| 2025 | $394.00 (-71.72%) Homeowner's exemption | $51,900 (+29.75%) | $103,800 (+29.75%) |
| 2024 | $1,393.00 (-27.22%) | ||
| 2023 | $40,000 | $80,000 | |
| 2022 | $1,914.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures