San Diego County property record for 1292 Ave Naranja, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,408 sqft · built 2005 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,055,000 (Mar 2021) |
| Tax Bill | $10,509 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-210-08-00 |
| Primary APN | 280-210-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,408 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 174,240 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1292 AVENIDA NARANJA |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 8 TR 014017 |
| Legal Subdivision | CITY/RAMONA 5091-1 |
| Legal Tract | 014017 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20801 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1292 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 2, 2021 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| Mar 4, 2021 | Grant Deed, Transfer · Conventional Mortgage MISSION FCU |
| May 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2021 · Amount on Record |
| Deed Sale | Mar 4, 2021 · Amount on Record |
| Prior Sale | Dec 3, 2009 · Amount on Record |
| Deed Document Number | 2021167671 |
| Prior Transfer Date | May 10, 2017 |
| Prior Transfer Doc | 0000212962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1292 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1292 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Document Number | 0000454882 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-0454882 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1292 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1292 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Document Number | 0000760710 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-0760710 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 4, 2021 |
| Property Address | 1292 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Document Number | 0000167671 |
| Map Reference | MAP 14017 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 2021-0167671 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | GUARDIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 6812 DEEP VALLEY RD, SAN DIEGO, CA 92120-1604 |
| Document Number | 0000167672 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-0167672 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 11, 2017 |
| Property Address | 1292 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Document Number | 0000212962 |
| Instrument Date | May 10, 2017 |
| Instrument | 212962 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1292 AVENIDA NARANJA RAMONA CA 920651358, RAMONA, CA 92065-1358 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,164,802 (+2%) Land $441,631 Building $723,171 | |
| 2025 | $10,509.00 (+5.36%) | $1,141,964 (+4.04%) Land $432,972 Building $708,992 |
| 2023 | $9,974.00 (-2.77%) | $1,097,622 Land $416,160 Building $681,462 |
| 2022 | $10,258.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1980–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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