1233 Ave Naranja, Ramona, CA 92065 Property Records

San Diego County property record for 1233 Ave Naranja, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,365 sqft · built 2003
Lot Size4.56 acres (198,634 sqft)
Owner2 Individual Names on File
Last Sale$1,150,000 (Sep 2019)
Tax Bill$13,764 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN280-210-11-00

Property Details

APN / Parcel Number

Primary APN280-210-11-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,365 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area198,634 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address1233 AVENIDA NARANJA
CityRAMONA
StateCA
Zip92065-1357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 TR 014017
Legal SubdivisionTRACE #5091-1
Legal Tract014017
Legal Block2
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2012
Census Tract20801

Owner

Source: San Diego County records · APN 280-210-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1233 AVENIDA NARANJA, RAMONA, CA 92065-1357
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Sep 24, 2019Deed of Trust, Mortgage · Line of Credit
CONNEXUS CU
Sep 30, 2019Grant Deed, Transfer · ARM
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Prior SaleApr 09, 2014 · Amount on Record
Deed Document Number2019433850
Prior Transfer DateOct 18, 2016
Prior Transfer Doc0000589031
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1233 AVENIDA NARANJA, RAMONA, CA 92065-1357
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1233 AVENIDA NARANJA, RAMONA, CA 92065-1357

Mortgage

Document Number0000713634
DateNov 13, 2020
Instrument2020-0713634
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1233 AVENIDA NARANJA, RAMONA, CA 92065-1357
Document Number0000433852
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyTICOR TITLE-SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15953 SHALOM RD RAMONA CA 920654820, RAMONA, CA 92065-4820

Mortgage

Document Number0000433852
DateSep 30, 2019
Instrument433852
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54402-8026
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 29, 2049
Interest
Rate TypeAdjustable Rate

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 30, 2019
Property Address1233 AVENIDA NARANJA, RAMONA, CA 92065-1357
Document Number0000433850
Map ReferenceMAP 14017
Instrument DateAug 12, 2019
Instrument2019-0433850
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1233 AVENIDA NARANJA, RAMONA, CA 92065-1357

Mortgage

Document Number0000433851
DateSep 30, 2019
Instrument2019-0433851
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateOct 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate9.75%

Mortgage

Document Number0000433852
DateSep 30, 2019
Instrument2019-0433852
Lender
NameCONNEXUS CU
TypeCredit Union
AddressRAMONA, CA 92065
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,282,843 (+2%) Land $334,654 Building $948,189
2025$13,764.00 (+7.57%) Homeowner's exemption$1,257,691 (+4.04%) Land $328,093 Building $929,598
2023$12,795.00 (-1.72%) Homeowner's exemption$1,208,854 Land $315,353 Building $893,501
2022$13,019.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 92% of the US · above 75% of California
Wildfire LikelihoodAbout 1 in 66 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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