1188 Ave Naranja, Ramona, CA 92065 Property Records

San Diego County property record for 1188 Ave Naranja, Ramona, CA 92065

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4.5 ba · 4,128 sqft · built 2001
Lot Size	4.88 acres (213,008 sqft)
Owner	Company Name on Record
Tax Bill	$12,162 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`280-210-05-00`

Property Details

APN / Parcel Number

Primary APN	`280-210-05-00`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Building Area	4,128 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Family
Lot Area	213,008 sqft

Location & Zoning

Street Address	1188 AVENIDA NARANJA
City	RAMONA
State	CA
Zip	92065-1306
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	A70
Legal Description	LOT 5 TR 014017
Legal Subdivision	COUNTY/SAN DIEGO 5091-1
Legal Tract	014017
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2012
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1188 AVENIDA NARANJA, RAMONA, CA 92065-1306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 3, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 3, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Jan 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 1, 2021
Transfer Doc	0000765964
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1188 AVENIDA NARANJA, RAMONA, CA 92065-1306
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 AVENIDA NARANJA, RAMONA, CA 92065-1306

Mortgage

Document Number	0000530245
Date	Jul 26, 2021
Instrument	2021-0530245

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2021
Property Address	1188 AVENIDA NARANJA, RAMONA, CA 92065-1306
Document Number	0000765964
Map Reference	MAP 14017
Instrument Date	Nov 1, 2021
Instrument	2021-0765964
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1188 AVENIDA NARANJA, RAMONA, CA 92065-1306

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1188 AVENIDA NARANJA, RAMONA, CA 92065-1306
Document Number	0000022615
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1188 AVENIDA NARANJA RAMONA CA 920651306, RAMONA, CA 92065-1306

Mortgage

Document Number	0000022615
Date	Jan 15, 2020
Instrument	22615

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1188 AVENIDA NARANJA, RAMONA, CA 92065-1306
Document Number	0000511251
Instrument Date	Nov 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1188 AVENIDA NARANJA RAMONA CA 920651306, RAMONA, CA 92065-1306

Mortgage

Document Number	0000511251
Date	Nov 7, 2019
Instrument	511251

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 6, 2044

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2019
Property Address	1188 AVENIDA NARANJA, RAMONA, CA 92065-1306
Document Number	0000035825
Instrument Date	Dec 3, 2018
Instrument	35825
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1188 AVENIDA NARANJA SAN DIEGO CA 92166, SAN DIEGO, CA 92166

Mortgage

Document Number	35827
Date	Jan 31, 2019
Instrument	35827

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2039

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,128,678 (+2%) Land $301,360 Building $827,318
2025	$12,162.00 (+8%) Homeowner's exemption	$1,106,548 (+4.04%) Land $295,451 Building $811,097
2023	$11,261.00 (-2.15%) Homeowner's exemption	$1,063,581 Land $283,979 Building $779,602
2022	$11,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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