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1230 Ave Naranja, Ramona, CA 92065 Property Records

San Diego County property record for 1230 Ave Naranja, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,408 sqft · built 2003
Lot Size4.18 acres (182,516 sqft)
Owner2 Individual Names on File
Last Sale$1,000,000 (Jan 2018)
Tax Bill$12,549 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN280-210-06-00

Property Details

APN / Parcel Number

Primary APN280-210-06-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,408 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area182,516 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1230 AVENIDA NARANJA
CityRAMONA
StateCA
Zip92065-1358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 TR 014017
Legal SubdivisionRAMONA 5091-1
Legal Tract014017
Legal Block2
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2012
Census Tract20801

Owner

Source: San Diego County records · APN 280-210-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1230 AVENIDA NARANJA, RAMONA, CA 92065-1358
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 12, 2018Grant Deed, Transfer · VA Mortgage
SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2018 · Amount on Record
Deed SaleJan 12, 2018 · Amount on Record
Prior SaleMay 19, 2015 · Amount on Record
Deed Document Number201815053
Prior Transfer DateJun 03, 2010
Prior Transfer Doc0000286778
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1230 AVENIDA NARANJA, RAMONA, CA 92065-1358
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 AVENIDA NARANJA, RAMONA, CA 92065-1358

Mortgage

Document Number0000673633
DateOct 30, 2020
Instrument2020-0673633
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2040

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 12, 2018
Property Address1230 AVENIDA NARANJA, RAMONA, CA 92065-1358
Document Number0000015053
Map ReferenceMAP 14017
Instrument DateDec 14, 2017
Instrument2018-0015053
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1230 AVENIDA NARANJA, RAMONA, CA 92065-1358

Mortgage

Document Number0000015054
DateJan 12, 2018
Instrument2018-0015054
Lender
NameSKYLINE FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,160,580 (+2%) Land $348,173 Building $812,407
2025$12,549.00 (+7.86%)$1,137,825 (+4.04%) Land $341,347 Building $796,478
2023$11,635.00 (-2.05%)$1,093,643 Land $328,093 Building $765,550
2022$11,878.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017, rainfall accumulation

Wildfire

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire LikelihoodAbout 1 in 69 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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