San Diego County property record for 1280 Ave Naranja, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,779 sqft · built 2002 |
| Lot Size | 4.01 acres (175,111 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Sep 2016) |
| Tax Bill | $9,247 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-210-07-00 |
| Primary APN | 280-210-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,779 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 175,111 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1280 AVENIDA NARANJA |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 7 TR 014017 |
| Legal Subdivision | RAMONA 5091-1 |
| Legal Tract | 014017 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20801 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1280 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 2, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2016 · Amount on Record |
| Deed Sale | Sep 29, 2016 · Amount on Record |
| Prior Sale | Mar 24, 2003 · Amount on Record |
| Deed Document Number | 2016521097 |
| Prior Transfer Date | Mar 20, 2003 |
| Prior Transfer Doc | 0000325920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1280 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2980, SILVERDALE, WA 98383-2980 |
| Document Number | 0000432022 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021-0432022 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1280 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0000456987 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020-0456987 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1280 AVENIDA NARANJA, RAMONA, CA 92065-1358 |
| Document Number | 0000069278 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1280 AVENIDA NARANJA RAMONA CA 920651358, RAMONA, CA 92065-1358 |
| Document Number | 0000069278 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 69278 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $864,164 (+2%) Land $414,325 Building $449,839 | |
| 2025 | $9,247.00 (+6.46%) | $847,220 (+4.04%) Land $406,201 Building $441,019 |
| 2023 | $8,686.00 (-0.69%) | $814,324 Land $390,429 Building $423,895 |
| 2022 | $8,746.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1980–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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