12908 Cedar Rdg Dr, Hudson, FL 34669 Property Records

Pasco County property record for 12908 Cedar Rdg Dr, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,908 sqft · built 1981
Lot Size	0.197 acres (8,574 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Jun 2015)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-0050-00000-0960`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-0050-00000-0960`
Alternative APNs	`1725040050000000960` `1219104`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,908 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,574 sqft (0.197 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12908 CEDAR RIDGE DR
City	HUDSON
State	FL
Zip	34669-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SHADOW RIDGE UNIT 1 PB 18 PGS 26-27 LOT 96 OR 9202 PG 679
Legal Range	17E
Legal Township	25S
Legal Section	04
Legal Subdivision	SHADOW RIDGE
Legal Tract	50
Legal Lot Number	96
Legal Unit	1
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2017
Census Tract	31207

Owner

12908 Cedar Rdg Dr is owned and occupied by an individual who bought it in June 2015.

Source: Pasco County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	12908 CEDAR RIDGE DR, HUDSON, FL 34669-2773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015 · Amount on File
Deed Sale	Jun 10, 2015 · Amount on File
Prior Sale	Feb 25, 2013 · Amount on File
Deed Document Number	201591970
Deed Book / Page	9202 / 679
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12908 CEDAR RIDGE DR, HUDSON, FL 34669-2773
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 CEDAR RIDGE DR, HUDSON, FL 34669-2773

Mortgage

Document Number	0105162901
Date	Jan 5, 2022
Book Page	10516/2901
Instrument	2022001606

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	286 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 12908 Cedar Rdg Dr was $1,461 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,800 (+2.9%)	$257,429 (-1.79%) Land $41,551 Building $215,878
2025	$1,461.00 Homeowner's exemption	$113,510 Land $41,551 Building $71,959	$262,111 Land $41,551 Building $220,560
2023	$1,354.00 (+12.09%) Additional exemption filed	$107,110 (+3%) Land $25,426 Building $81,684	$271,677 (+20.35%) Land $25,426 Building $246,251
2022	$1,208.00 Homeowner's exemption	$103,990 Land $21,226 Building $82,764	$225,733 Land $21,226 Building $204,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12908 Cedar Rdg Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (1985–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12908 Cedar Rdg Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20