Pasco County property record for 12907 Cedar Rdg Dr, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,679 sqft · built 1980 |
| Lot Size | 0.203 acres (8,846 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jul 2026) |
| Tax Bill | $4,647 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-17-0050-00000-1290 |
| Primary APN | 04-25-17-0050-00000-1290 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,679 sqft Living Area |
| Gross Area | 2,141 sqft |
| 1st Floor Area | 1,679 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,846 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,120 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12907 CEDAR RIDGE DR |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34669-2771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SHADOW RIDGE UNIT 1 PB 18 PGS 26-27 LOT 129 |
| Legal Subdivision | SHADOW RIDGE |
| Legal Tract | 50 |
| Legal Lot Number | 129 |
| Legal Unit | 1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31207 |
Source: Pasco County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12907 CEDAR RIDGE DR, HUDSON, FL 34669-2771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 23, 2026 | Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 7, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA |
| Nov 29, 2021 | Warranty Deed, Transfer AMERICAN PATRIOT TITLE |
| Nov 6, 2021 | Warranty Deed, Transfer AMERICAN PATRIOT TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Prior Sale | Nov 29, 2021 · Amount on Record |
| Deed Document Number | 2026138114 |
| Deed Book / Page | 11463 / 1888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 12907 CEDAR RIDGE DR, HUDSON, FL 34669-2771 |
| Document Number | 0000138114 |
| Book / Page | 11463 / 1888 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026138114 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215,635.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12907 CEDAR RIDGE DR, HUDSON, FL 34669-2771 |
| Document Number | 0000138115, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026138115 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12907 CEDAR RIDGE DR, HUDSON, FL 34669-2771 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0105643287 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 10564/3287 |
| Instrument | 2022053497 |
| Name | WILMINGTON TRUST NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19890 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 29, 2021 |
| Property Address | 12907 CEDAR RIDGE DR, HUDSON, FL 34669-2771 |
| Document Number | 0104922920 |
| Book / Page | 10492 / 2920 |
| Map Reference | MB 18 PG 26&27 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2021254094 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | AMERICAN PATRIOT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,683.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2325 POINTE PKWY STE 250, 2325, CARMEL, IN 46032-3295 |
| Name | Verified Name |
|---|---|
| Address | 2325 POINTE PKWY STE 250, 250, CARMEL, IN 46032-3295 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 6, 2021 |
| Property Address | 12907 CEDAR RIDGE DR, HUDSON, FL 34669-2771 |
| Document Number | 0104802716 |
| Book / Page | 10480 / 2716 |
| Map Reference | MB 18 PG 26&27 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021241173 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | AMERICAN PATRIOT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,683.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1850 DAIQUIRI LN, 1850, LUTZ, FL 33549-4185 |
| Name | Verified Name |
|---|---|
| Address | 2325 POINTE PKWY STE 250, 250, CARMEL, IN 46032-3295 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,534 (-0.13%) Land $39,565 Building $221,969 | $261,534 (-0.13%) Land $39,565 Building $221,969 | |
| 2025 | $4,647.00 (-2.76%) | $261,870 (-1.39%) Land $39,565 Building $222,305 | $261,870 (-1.39%) Land $39,565 Building $222,305 |
| 2024 | $4,779.00 (+6.82%) | ||
| 2023 | $4,474.00 (+21.38%) | $265,566 (+20.28%) Land $24,246 Building $241,320 | $265,566 (+20.28%) Land $24,246 Building $241,320 |
| 2022 | $3,686.00 | $220,783 Land $20,256 Building $200,527 | $220,783 Land $20,256 Building $200,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (1985–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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