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12841 Cedar Rdg Dr, Hudson, FL 34669 Property Records

Pasco County property record for 12841 Cedar Rdg Dr, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,624 sqft · built 1980
Lot Size0.185 acres (8,054 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Aug 1997)
Tax Bill$3,525 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jan 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-25-17-0050-00000-1310

Property Details

APN / Parcel Number

Primary APN04-25-17-0050-00000-1310
Alternative APNs
  • 1725040050000001310
  • 1219311

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,624 sqft Living Area
Gross Area2,108 sqft
1st Floor Area1,624 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,054 sqft (0.185 acres)
Garage TypeAttached
Garage Area484 sqft
DrivewayConcrete Driveway
Driveway Area640 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchSlab
Porch Area220 sqft
Deck AreaDeck Area
Patio Area564 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12841 CEDAR RIDGE DR
CityHUDSON
StateFL
Zip34669-2714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSHADOW RIDGE UNIT 1 PB 18 PGS 26-27 LOT 131 OR 9156 PG 261
Legal Range17E
Legal Township25S
Legal Section04
Legal SubdivisionSHADOW RIDGE
Legal Tract50
Legal Lot Number131
Legal Unit1
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2016
Census Tract31207

Owner

Source: Pasco County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12841 CEDAR RIDGE DR, HUDSON, FL 34669-2714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Jan 27, 2020Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK
Aug 18, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST DIRECT LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 1997 · Amount on Record
Deed SaleAug 1, 1997 · Amount on Record
Deed Book / Page3782 / 1108
Last Transfer DateMar 2, 2015
Transfer Doc0091560261
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12841 CEDAR RIDGE DR, HUDSON, FL 34669-2714
Transaction TypeMortgage
Record UpdatedJun 2, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12841 CEDAR RIDGE DR, HUDSON, FL 34669-2714

Mortgage

Document Number0106193856
DateMay 24, 2022
Book Page10619/3856
Instrument2022115939
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2052

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASCO FL
Property Address12841 CEDAR RIDGE DR, HUDSON, FL 34669-2714
Document Number0100622718
Instrument DateJan 27, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12841 CEDAR RIDGE DR HUDSON FL 346692714, HUDSON, FL 34669-2714

Mortgage

Document Number0100622718
DateMar 3, 2020
Book Page010062/002718
Instrument36591
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 2, 2050
Interest
Rate TypeFixed Rate
Rate4%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12841 CEDAR RIDGE DR, HUDSON, FL 34669-2714
Document Number0096050854
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12841 CEDAR RIDGE DR HUDSON FL 346692714, HUDSON, FL 34669-2714

Mortgage

Document Number0096050854
DateSep 18, 2017
Book Page009605/000854
Instrument146217
Lender
NameFIRST DIRECT LNDG
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,680 (+2.7%)$251,221 (%) Land $41,405 Building $209,816
2025$3,525.00 (+3.25%) Homeowner's exemption$115,560 (+5.98%) Land $41,405 Building $74,155$251,225 (-4%) Land $41,405 Building $209,820
2023$3,414.00 (+4.72%) Additional exemption filed$109,040 (+2.99%) Land $25,280 Building $83,760$261,689 (+19.57%) Land $25,280 Building $236,409
2022$3,260.00 Homeowner's exemption$105,870 Land $21,080 Building $84,790$218,864 Land $21,080 Building $197,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (1985–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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