Pasco County property record for 12903 Cedar Rdg Dr, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,409 sqft · built 1980 |
| Lot Size | 0.203 acres (8,846 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,500 (Nov 2025) |
| Tax Bill | $796 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-17-0050-00000-1300 |
| Primary APN | 04-25-17-0050-00000-1300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,409 sqft Living Area |
| Gross Area | 2,081 sqft |
| 1st Floor Area | 1,409 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,846 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12903 CEDAR RIDGE DR |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34669-2771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SHADOW RIDGE UNIT 1 PB 18 PGS 26-27 LOT 130 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | SHADOW RIDGE |
| Legal Tract | 50 |
| Legal Lot Number | 130 |
| Legal Unit | 1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31207 |
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8734 HUNTSMAN LN, PORT RICHEY, FL 34668-2020 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GTE FCU |
| Nov 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | Apr 25, 2005 · Amount on Record |
| Deed Document Number | 2025216191 |
| Deed Book / Page | 11316 / 2693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12903 CEDAR RIDGE DR, HUDSON, FL 34669-2771 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12903 CEDAR RIDGE DR, HUDSON, FL 34669-2771 |
| Document Number | 0112291974 |
|---|---|
| Date | Jun 13, 2025 |
| Book Page | 11229/1974 |
| Instrument | 2025114782 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Jul 1, 2040 |
| Change Frequency | 10 Years |
| Max Rate At Change | 11.6% |
| Index | 10-Year TN |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 17, 2025 |
| Property Address | 12903 CEDAR RIDGE DR, HUDSON, FL 34669-2771 |
| Document Number | 0113162693 |
| Book / Page | 11316 / 2693 |
| Map Reference | MB 18 PG 26&27 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025216191 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | ANCLOTE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,543.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39820 US HIGHWAY 19 N, TARPON SPRINGS, FL 34689-8302 |
| Name | Verified Name |
|---|---|
| Address | 8734 HUNTSMAN LN, PORT RICHEY, FL 34668-2020 |
| Document Number | 0113162694 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 11316/2694 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,374 (+186.24%) Land $39,565 Building $163,809 | $203,374 (-1.89%) Land $39,565 Building $163,809 | |
| 2025 | $796.00 (+4.6%) | $71,050 (+5.98%) Land $39,565 Building $31,485 | $207,289 (-3.58%) Land $39,565 Building $167,724 |
| 2023 | $761.00 (+9.03%) Additional exemption filed | $67,040 (+3%) Land $24,246 Building $42,794 | $214,988 (+20.56%) Land $24,246 Building $190,742 |
| 2022 | $698.00 Homeowner's exemption | $65,090 Land $20,256 Building $44,834 | $178,326 Land $20,256 Building $158,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (1985–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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