12902 Cedar Rdg Dr, Hudson, FL 34669 Property Records

Pasco County property record for 12902 Cedar Rdg Dr, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,291 sqft · built 1980
Lot Size0.214 acres (9,307 sqft)
OwnerIndividual Name on Record
Last Sale$157,000 (Oct 2004)
Tax Bill$1,062 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-17-0050-00000-0940

Property Details

APN / Parcel Number

Primary APN04-25-17-0050-00000-0940
Alternative APNs
  • 1725040050000000940
  • 1219102

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,291 sqft Living Area
Gross Area2,775 sqft
1st Floor Area2,002 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,307 sqft (0.214 acres)
Garage TypeAttached
Garage Area484 sqft
DrivewayConcrete Driveway
Driveway Area640 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area329 sqft
Patio Area187 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12902 CEDAR RIDGE DR
CityHUDSON
StateFL
Zip34669-2773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSHADOW RIDGE UNIT 1 PB 18 PGS 26-27 LOT 94 OR 6069 PG 1923
Legal Range17E
Legal Township25S
Legal Section04
Legal SubdivisionSHADOW RIDGE
Legal Tract50
Legal Lot Number94
Legal Unit1
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2017
Census Tract31207

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15314 21ST ST, DADE CITY, FL 33523-2107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 17, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2004 · Amount on Record
Deed SaleOct 18, 2004 · Amount on Record
Prior SaleDec 4, 2001 · Amount on Record
Deed Document Number2004194204
Deed Book / Page6069 / 1923
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12902 CEDAR RIDGE DR, HUDSON, FL 34669-2773
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12902 CEDAR RIDGE DR, HUDSON, FL 34669-2773
InvestorPossibly a Property Investor

Mortgage

Document Number0108473471
DateJul 6, 2023
Book Page10847/3471
Instrument2023120451
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12902 CEDAR RIDGE DR, HUDSON, FL 34669-2773
Document Number0094872659
Book / Page009487 / 002659
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedFeb 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12921 BANYAN ST HUDSON FL 346692882, HUDSON, FL 34669-2882

Mortgage

Document Number0094872659
DateJan 24, 2017
Book Page009487/002659
Instrument10103
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,420 (+2.89%)$274,944 (-1.86%) Land $41,756 Building $233,188
2025$1,062.00 (+8.7%) Homeowner's exemption$89,820 (+5.98%) Land $41,756 Building $48,064$280,167 (-5.34%) Land $41,756 Building $238,411
2023$977.00 (+12.69%) Additional exemption filed$84,750 (+2.99%) Land $25,631 Building $59,119$295,969 (+20.57%) Land $25,631 Building $270,338
2022$867.00 Homeowner's exemption$82,290 Land $21,431 Building $60,859$245,485 Land $21,431 Building $224,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (1985–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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