12904 SW 103rd Ct, Miami, FL 33176 Property Records

Miami-Dade County property record for 12904 SW 103rd Ct, Miami, FL 33176

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,284 sqft · built 1980
Lot Size	0.509 acres (22,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Dec 2019)
Tax Bill	$16,620 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-5017-030-0060`

Property Details

APN / Parcel Number

Primary APN	`30-5017-030-0060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,284 sqft Living Area
Gross Area	4,479 sqft
1st Floor Area	3,284 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	22,180 sqft (0.509 acres)
Lot Dimensions	161 ft deep x 138 ft wide
Garage Area	420 sqft
Porch	Porch
Porch Area	173 sqft
Patio Area	1,090 sqft

Location & Zoning

Street Address	12904 SW 103RD CT
City	MIAMI
State	FL
Zip	33176-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	ANDES SUB PB 103-30 LOT 1 BLK 2 LOT SIZE 138.120 X 161 OR 18606-1989 0599 1
Legal Range	40E
Legal Township	55S
Legal Section	17
Legal Subdivision	ANDES SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	3
Census Block	3006
Census Tract	8415

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12904 SW 103RD CT, MIAMI, FL 33176-5532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Jul 8, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 25, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	2019807819
Deed Book / Page	31748 / 1600
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0000186686
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Jun 9, 2026
Property Address	12904 SW 103RD CT, MIAMI, FL 33176-5532
Document Number	0000392486
Book / Page	35341 / 4439
Instrument Date	May 12, 2026
Instrument	2026392486
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 SW 103RD CT, MIAMI, FL 33176-5532

Mortgage

Document Number	0000392486,
Date	Jun 9, 2026
Book Page	35341/4439
Instrument	2026392486

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 30, 2019
Property Address	12904 SW 103RD CT, MIAMI, FL 33176-5532
Document Number	0000807819
Book / Page	31748 / 1600
Map Reference	MB 103 PG 30
Instrument Date	Dec 19, 2019
Instrument	2019R0807819
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8825 SW 120TH ST, 8825, MIAMI, FL 33176-5205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 SW 103RD CT, MIAMI, FL 33176-5532

Mortgage

Document Number	0000001601
Date	Dec 30, 2019
Instrument	31748/1601

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	Jul 8, 2019
Property Address	12904 SW 103RD CT, MIAMI, FL 33176-5532
Document Number	0000422527
Book / Page	031514 / 002556
Instrument Date	Jun 27, 2019
Instrument	422527
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,087.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8825 SW 120TH ST MIAMI FL 331765205, MIAMI, FL 33176-5205

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DADE FL
Recording Date	Mar 25, 2019
Property Address	12904 SW 103RD CT, MIAMI, FL 33176-5532
Document Number	0000186686
Book / Page	031377 / 003318
Instrument Date	Mar 7, 2019
Instrument	186686
Transaction Type	Foreclosure
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.60
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 619080 DALLAS TX 752619080, DALLAS, TX 75261-9080

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,620.00 (+13.51%)	$903,666 (-4.85%)	$996,858 (+4.96%) Land $589,776 Building $407,082
2023	$14,642.00 (+14.16%)	$949,731 (+19.9%) Land $536,160 Building $413,571	$949,731 (+19.9%) Land $536,160 Building $413,571
2022	$12,826.00	$792,130 Land $375,312 Building $416,818	$792,130 Land $375,312 Building $416,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (1979–2005)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Severe Storms And Flooding, Oct 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: SkyNet360.

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