12903 128th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 12903 128th Ln, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,562 sqft · built 1983
Lot Size	0.166 acres (7,214 sqft)
Owner	Company Name on Record
Last Sale	$77,000 (Aug 2013)
Tax Bill	$6,713 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7278-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7278-7`
Alternative APNs	`08-30-15-57987-000-0850` `301508579870000850` `153008579870000850` `R90766`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,562 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	936 sqft
Upper Floors Area	626 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,214 sqft (0.166 acres)
Lot Dimensions	102 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90766
Street Address	12903 128TH LN
City	LARGO
State	FL
Zip	33774-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 85
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	85
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2005
Census Tract	25207

Owner

Source: Pinellas County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6800 GULFPORT BLVD S, 201, SOUTH PASADENA, FL 33707-2156
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage FINANCE OF AMERICA COMMERCIAL
Jul 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage TANSTAAFL FUNDING TRUST
Sep 27, 2023	Deed of Trust, Mortgage BLUE RIDGE CENTRAL LLC
Mar 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage BIG TUCKER HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2013 · Amount on Record
Deed Sale	Aug 23, 2013 · Amount on Record
Deed Document Number	2013277478
Deed Book / Page	18135 / 540
Last Transfer Date	Sep 16, 2014
Transfer Doc	0185330363
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12903 128TH LN, LARGO, FL 33774-2620
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0217460146
Date	Oct 5, 2021
Book Page	21746/146
Instrument	2021324518

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12903 128TH LN, LARGO, FL 33774-2620
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 N MCMULLEN BOOTH RD 810, 810, CLEARWATER, FL 33761-4173

Mortgage

Document Number	0225192606
Date	Jul 31, 2023
Book Page	22519/2606
Instrument	2023197473

Lender

Name	TANSTAAFL FUNDING TRUST
Type	Non-Lending Institution
Address	SAINT PETERSBURG, FL 33738

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 31, 2024

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12903 128TH LN, LARGO, FL 33774-2620
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10007 TATE LN, WESTCHASE, FL 33626-5421

Mortgage

Document Number	0225762505
Date	Sep 27, 2023
Book Page	22576/2505
Instrument	2023248699

Lender

Name	BLUE RIDGE CENTRAL LLC
Type	Non-Lending Institution
Address	SAINT PETERSBURG, FL 33708

Agreement

Amount	Amount Recorded

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12903 128TH LN, LARGO, FL 33774-2620
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230862382
Date	Mar 7, 2025
Book Page	23086/2382
Instrument	2025068555

Lender

Name	BIG TUCKER HOLDINGS LLC
Type	Non-Lending Institution
Address	SAINT PETERSBURG, FL 33701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,713.00 (+9.67%)	$390,087 (+12.7%) Land $139,704 Building $250,383	$390,087 (+12.7%) Land $139,704 Building $250,383
2024	$6,121.00 (+8.3%)
2023	$5,652.00 (+10.69%)	$346,125 (+13.84%)	$346,125 (+13.84%) Land $159,442 Building $186,683
2022	$5,106.00	$304,055	$304,055 Land $163,784 Building $140,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on 128th Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures