12908 128th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 12908 128th Ln, Largo, FL 33774 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 1982
Lot Size	0.157 acres (6,826 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Jan 2019)
Tax Bill	$3,110 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7223-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7223-3`
Alternative APNs	`08-30-15-57987-000-0290` `301508579870000290` `153008579870000290` `R90711`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,826 sqft (0.157 acres)
Lot Dimensions	114 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	394 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90711
Street Address	12908 128TH LN
City	LARGO
State	FL
Zip	33774-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 29
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	29
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	25207

Owner

Source: Pinellas County records · APN C62-000-749-7223-3

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12908 128TH LN, LARGO, FL 33774-2619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 29, 2019	Special Warranty Deed, Transfer · Conventional Mortgage CHRISTOPHER PAUL FINANCIAL LLC
Aug 17, 2017	Quit Claim Deed, Foreclosure Quitclaim
Jul 10, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	201930183
Deed Book / Page	20411 / 1829
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12908 128TH LN, LARGO, FL 33774-2619
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 128TH LN, LARGO, FL 33774-2619

Mortgage

Document Number	0211951612
Date	Oct 06, 2020
Book Page	21195/1612
Instrument	2020296830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 29, 2019
Property Address	12908 128TH LN, LARGO, FL 33774-2619
Document Number	0204111829
Book / Page	20411 / 1829
Map Reference	MB 75 PG 16&17
Instrument Date	Jan 08, 2019
Instrument	2019030183
Transaction Type	Transfer
Record Updated	Feb 01, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 OLD RANCH PKWY # PKWY180, 3020, SEAL BEACH, CA 90740-2765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12908 128TH LN, LARGO, FL 33774-2619

Mortgage

Document Number	2019030184
Date	Jan 29, 2019
Instrument	2019030184

Lender

Name	CHRISTOPHER PAUL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

August 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 17, 2017
Property Address	12908 128TH LN, LARGO, FL 33774-2619
Document Number	0197441110
Book / Page	019744 / 001110
Instrument Date	Aug 09, 2017
Instrument	257406
Transaction Type	Foreclosure
Record Updated	Sep 07, 2017

Transaction

Amount	Amount Recorded
Tax	$793.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2999 WESTMINSTER AVE #265 SEAL BEACH CA 907405379, 265, SEAL BEACH, CA 90740-5379

July 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 10, 2017
Property Address	12908 128TH LN, LARGO, FL 33774-2619
Document Number	0196970714
Book / Page	019697 / 000714
Instrument Date	Jun 21, 2017
Instrument	212179
Transaction Type	Transfer
Record Updated	Aug 01, 2017

Transaction

Amount	Amount Recorded
Tax	$1,071.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12908 128TH LN LARGO FL 337742619, LARGO, FL 33774-2619
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,110.00 (+8.06%) Homeowner's exemption	$206,019 (+5.99%)	$298,091 (+22.4%) Land $120,073 Building $178,018
2023	$2,878.00 (+3.23%) Homeowner's exemption	$194,382 (+3%)	$243,532 (+2.84%) Land $129,177 Building $114,355
2022	$2,788.00 Homeowner's exemption	$188,720	$236,809 Land $142,260 Building $94,549

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030252072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020, other causes, Hurricane Eta

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 481 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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