12902 128th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 12902 128th Ln, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,271 sqft · built 1983
Lot Size	0.156 acres (6,808 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Feb 2023)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7226-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7226-6`
Alternative APNs	`08-30-15-57987-000-0320` `301508579870000320` `153008579870000320` `R90714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,271 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,271 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,808 sqft (0.156 acres)
Lot Dimensions	114 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90714
Street Address	12902 128TH LN
City	LARGO
State	FL
Zip	33774-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 32
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	32
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	25207

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12902 128TH LN, LARGO, FL 33774-2619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 23, 2023	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 30, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	202348529
Deed Book / Page	22354 / 1755
Last Transfer Date	Jan 30, 2024
Transfer Doc	0226930306
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 1, 2024
Property Address	12902 128TH LN, LARGO, FL 33774-2619
Document Number	0226930306
Book / Page	22693 / 306
Map Reference	MB 75 PG 16&17
Instrument Date	Jan 30, 2024
Instrument	2024025974
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12902 128TH LN, LARGO, FL 33774-2619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12902 128TH LN, LARGO, FL 33774-2619
Investor	Possibly a Property Investor

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 23, 2023
Property Address	12902 128TH LN, LARGO, FL 33774-2619
Document Number	0223541755
Book / Page	22354 / 1755
Map Reference	MB 75 PG 16&17
Instrument Date	Feb 15, 2023
Instrument	2023048529
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 166, GENOA, IL 60135-0166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12902 128TH LN, LARGO, FL 33774-2619
Investor	Possibly a Property Investor

Mortgage

Document Number	0223541756
Date	Feb 23, 2023
Instrument	22354/1756

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 22, 2021
Property Address	12902 128TH LN, LARGO, FL 33774-2619
Document Number	0217252394
Book / Page	21725 / 2394
Map Reference	MB 75 PG 16&17
Instrument Date	Sep 17, 2021
Instrument	2021309562
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8636 ORIOLE LN, 8636, LARGO, FL 33777-3533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12902 128TH LN, LARGO, FL 33774-2619

Mortgage

Document Number	217252396
Date	Sep 22, 2021
Instrument	21725/2396

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 30, 2019
Property Address	12902 128TH LN, LARGO, FL 33774-2619
Document Number	0207122318
Book / Page	20712 / 2318
Map Reference	MB 75 PG 16&17
Instrument Date	Sep 27, 2019
Instrument	2019314814
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	BAXTER TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6344 BANDURA AVE, 6344, NEW PORT RICHEY, FL 34653-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11150 4TH ST N APT 4112, 4112, SAINT PETERSBURG, FL 33716-2908

Mortgage

Document Number	0207122320
Date	Sep 30, 2019
Instrument	20712/2320

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,420.00 (-13.42%) Homeowner's exemption	$327,692 (+16.89%) Land $119,899 Building $207,793	$327,692 (+8.4%) Land $119,899 Building $207,793
2024	$6,260.00 (+38.99%)
2023	$4,504.00 (+2.93%) Homeowner's exemption	$280,340 (+3%)	$302,291 (+11.06%) Land $140,341 Building $161,950
2022	$4,376.00 Homeowner's exemption	$272,175	$272,175 Land $147,533 Building $124,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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