Pinellas County property record for 12907 128th Ln, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,860 sqft · built 1982 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $93,000 (Jun 1999) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-7277-9 |
| Primary APN | C62-000-749-7277-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Heated Area |
| 1st Floor Area | 1,284 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 102 ft deep x 71 ft wide |
| Deck Area | 570 sqft |
|---|---|
| Patio Area | 570 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R90765 |
|---|---|
| Old Parcel Number | 153008579870000840 |
| Street Address | 12907 128TH LN |
| City | LARGO |
| State | FL |
| Zip | 33774-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL POND LOT 84 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 08 |
| Legal Subdivision | MILL POND |
| Legal Lot Number | 84 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 25207 |
The current owner of 12907 128th Ln acquired it in May 2003.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 12907 128TH LN, LARGO, FL 33774-2620 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 1999 · Amount on File |
| Deed Sale | Jun 4, 1999 · Amount on File |
| Prior Sale | Jun 4, 1999 · Amount on File |
| Deed Document Number | 0105412489 |
| Deed Book / Page | 1530 |
| Last Transfer Date | May 7, 2003 |
| Transfer Doc | 0127281143 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12907 128TH LN, LARGO, FL 33774-2620 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12907 128TH LN, LARGO, FL 33774-2620 |
| Document Number | 0218230702 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 21823/702 |
| Instrument | 2021384355 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12907 128TH LN, LARGO, FL 33774-2620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 12907 128TH LN, LARGO, FL 33774-2620 |
| Document Number | 0213822313 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 21382/2313 |
| Instrument | 2021043419 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 12907 128th Ln was $1,801 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 Homeowner's exemption | $137,100 | $354,745 Land $133,868 Building $220,877 |
| 2023 | $1,649.00 (+3.91%) Homeowner's exemption | $129,355 (+3%) | $291,838 (+3.42%) Land $150,701 Building $141,137 |
| 2022 | $1,587.00 Homeowner's exemption | $125,587 | $282,191 Land $165,703 Building $116,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12907 128th Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2016–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12907 128th Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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