12802 128th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 12802 128th Ln, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1979
Lot Size	0.184 acres (7,998 sqft)
Owner	2 Company Names on File
Last Sale	$330,000 (Oct 2020)
Tax Bill	$6,540 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7229-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7229-0`
Alternative APNs	`08-30-15-57987-000-0350` `301508579870000350` `153008579870000350` `R90717`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,205 sqft
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,998 sqft (0.184 acres)
Lot Dimensions	114 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	358 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90717
Street Address	12802 128TH LN
City	LARGO
State	FL
Zip	33774-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 35
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	35
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2012
Census Tract	25207

Owner

12802 128th Ln is owned by a company that acquired it in February 2021 and is owner-occupied.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Company Names on File
Mailing Address	12802 128TH LN, LARGO, FL 33774-2640
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 23, 2021	Intrafamily Transfer, Transfer ATTORNEY
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Aug 17, 2016 · Amount on File
Deed Document Number	2020315065
Deed Book / Page	21218 / 1076
Last Transfer Date	Feb 19, 2021
Transfer Doc	0214022491
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12802 128TH LN, LARGO, FL 33774-2640
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12802 128TH LN, LARGO, FL 33774-2640

Mortgage

Document Number	0224191367
Date	Apr 26, 2023
Book Page	22419/1367
Instrument	2023107547

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 23, 2021
Property Address	12802 128TH LN, LARGO, FL 33774-2640
Document Number	0214022491
Book / Page	21402 / 2491
Map Reference	MB 75 PG 16
Instrument Date	Feb 19, 2021
Instrument	2021059336
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	13575 58TH ST N STE 117, 117, CLEARWATER, FL 33760-3755

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 21, 2020
Property Address	12802 128TH LN, LARGO, FL 33774-2640
Document Number	0212181076
Book / Page	21218 / 1076
Map Reference	MB 75 PG 16&17
Instrument Date	Oct 16, 2020
Instrument	2020315065
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2547 SPLITWOOD WAY, 2547, CLEARWATER, FL 33761-3917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13575 58TH ST N STE 117, 117, CLEARWATER, FL 33760-3755

Mortgage

Document Number	0212181078
Date	Oct 21, 2020
Instrument	21218/1078

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12802 128th Ln was $6,540 with a homeowner's exemption, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,540.00 (+5.5%) Homeowner's exemption	$386,684	$416,705 Land $136,939 Building $279,766
2024	$6,199.00 (+1.59%)
2023	$6,102.00 (+2.42%) Homeowner's exemption	$364,841 (+9.81%)	$364,841 (+9.81%) Land $158,491 Building $206,350
2022	$5,958.00	$332,247	$332,247 Land $168,988 Building $163,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12802 128th Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12802 128th Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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