Roane County property record for 129 Rustic Acres, Spencer, WV 25276 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 2014 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $360 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-21-0081.0022 |
| Primary APN | 07-21-0081.0022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 116,741 sqft (2.68 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 70000692 |
|---|---|
| Old Parcel Number | 4407 21008100220000 |
| Street Address | 129 RUSTIC ACRES |
| City | SPENCER |
| State | WV |
| Zip | 25276-7845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.68 SUR TANNER RUN |
| Legal Subdivision | SUR TANNER RUN |
| Jurisdiction | ROANE WV |
| Township / Civil Division | I |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 963000 |
Source: Roane County records · APN 07-21-0081.0022
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 RUSTIC ACRES # AC, AC, SPENCER, WV 25276-7845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0003750433 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 129 RUSTIC ACRES, SPENCER, WV 25276-7845 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000350/275 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 350/275 |
| Instrument | 2156092 |
| Name | FIRST NEIGHBOR BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: Roane County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $360.00 (+5.26%) | $40,980 (+6.55%) Land $5,700 Building $35,280 | $68,300 (+6.55%) Land $9,500 Building $58,800 |
| 2023 | $342.00 (+1.18%) | $38,460 (+1.91%) Land $5,280 Building $33,180 | $64,100 (+1.91%) Land $8,800 Building $55,300 |
| 2022 | $338.00 | $37,740 Land $5,040 Building $32,700 | $62,900 Land $8,400 Building $54,500 |
Source: FEMA National Flood Hazard Layer, Roane County (54087C), updated March 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540879630004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 23 (2000–2024) |
| Claims Outside the SFHA | 7 of 23 |
| Most Recent Claim | Apr 2024, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 41% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 25 / 6 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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