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101 Rustic Acres, Spencer, WV 25276 Property Records

Roane County property record for 101 Rustic Acres, Spencer, WV 25276 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1986
Lot Size0.669 acres (29,185 sqft)
OwnerIndividual Name on File
Last Sale$73,000 (Jun 2022)
Tax Bill$393 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-21-0081.0011

Property Details

APN / Parcel Number

Primary APN07-21-0081.0011
Alternative APNs
  • 44-07-0021-0081-0011
  • 4407 21008100110000
  • 44-07-21-0081.0011
  • 74322701

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area29,185 sqft (0.669 acres)
TerrainRolling
PorchPorch
Porch Area204 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number74322701
Old Parcel Number4407 21008100110000
Street Address101 RUSTIC ACRES
CitySPENCER
StateWV
Zip25276-7845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.676 SUR TANNER RUN SEE DB 518-665
Legal SubdivisionSUR TANNER RUN
JurisdictionROANE WV
Township / Civil DivisionI
Census Block Group4
Census Block4014
Census Tract963000

Owner

Source: Roane County records · APN 07-21-0081.0011

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 487, SPENCER, WV 25276-0487
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2022 · Amount on Record
Deed SaleJun 23, 2022 · Amount on Record
Deed Document Number2182684
Deed Book / Page630 / 716
Record UpdatedJun 08, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionROANE WV
Recording DateJun 23, 2022
Property Address101 RUSTIC ACRES, SPENCER, WV 25276-7845
Document Number000630/716
Book / Page630 / 716
Map ReferenceDB 283 PG 77
Instrument DateJun 23, 2022
Instrument2182684
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$562.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 487, SPENCER, WV 25276-0487

Mortgage

Document Number0002182685
DateJun 23, 2022
Instrument2182685
Lender
NamePOCA VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 23, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJun 23, 2032
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.22%
Index1-Year CMT

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyRoane County
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$393.00 (+5.36%)$44,820 (+6.87%) Land $12,420 Building $32,400$74,700 (+6.87%) Land $20,700 Building $54,000
2023$373.00 (+2.19%)$41,940 (+2.95%) Land $11,460 Building $30,480$69,900 (+2.95%) Land $19,100 Building $50,800
2022$365.00$40,740 Land $11,040 Building $29,700$67,900 Land $18,400 Building $49,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roane County (54087C), updated March 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540879630004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims23 (2000–2024)
Claims Outside the SFHA7 of 23
Most Recent ClaimApr 2024, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 2 claims
  • Severe Storms And Flooding, Jun 2013 · 10 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 21% of West Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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