129 Phantom Crk, Cibolo, TX 78108 Property Records

Guadalupe County property record for 129 Phantom Crk, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,284 sqft · built 2004
Lot Size	0.179 acres (7,806 sqft)
Owner	Individual Name on Record
Tax Bill	$5,300 (2024)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G-0969-5021-02700-000`

Property Details

APN / Parcel Number

Primary APN	`1G-0969-5021-02700-000`
Alternative APNs	`000000112202` `000000181376` `000000274097`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,284 sqft Living Area
Gross Area	3,697 sqft
2nd Floor Area	1,594 sqft
Utility Area	120 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,806 sqft (0.179 acres)
Lot Dimensions	118 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	214 sqft
Patio Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	000000274097
Old Parcel Number	1G0969502102700000
State	TX
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON RIDGE UNIT #5 BLOCK 21 LOT 27
Legal Subdivision	FALCON RIDGE UNIT #5
Legal Tract	27
Legal Block	21
Legal Lot Number	27
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2011
Census Tract	210716

Owner

Source: Guadalupe County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022
Deed Sale	Jul 29, 2022
Prior Sale	Jan 16, 2015
Deed Document Number	202299023428
Record Updated	Jun 8, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jul 29, 2022
Property Address	129 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0099023428
Map Reference	VOL 6 PG 637
Instrument Date	Jul 27, 2022
Instrument	202299023428
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 PHANTOM CRK, CIBOLO, TX 78108-4277

Mortgage

Document Number	0099023429
Date	Jul 29, 2022
Instrument	202299023429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$363,660 (+1.16%) Land $40,656 Building $340,318	$380,974 (+5.97%) Land $40,656 Building $340,318
2024	$5,300.00 (-8.45%)
2023	$5,789.00 (-14.78%) Homeowner's exemption	$359,500 Land $56,396 Building $303,104	$359,500 Land $56,396 Building $303,104
2022	$6,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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