120 Phantom Crk, Cibolo, TX 78108 Property Records

Guadalupe County property record for 120 Phantom Crk, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,166 sqft · built 2004
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on Record
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1G0969501404600000`

Property Details

APN / Parcel Number

Primary APN	`1G0969501404600000`
Alternative APNs	`000000112180` `000000154610` `112180`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,166 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	1,004 sqft
2nd Floor Area	1,162 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 PHANTOM CRK
City	CIBOLO
State	TX
Zip	78108-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON RIDGE UNIT #5 BLOCK 14 LOT 46 0.1763 AC
Legal Subdivision	FALCON RIDGE UNIT #5
Legal Tract	46
Legal Block	14
Legal Lot Number	46
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2008
Census Tract	210716

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 PHANTOM CRK, CIBOLO, TX 78108-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage FIRSTMARK CU
Sep 20, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2022
Transfer Doc	0000029533
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	120 PHANTOM CRK, CIBOLO, TX 78108-4277
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099006834
Date	Mar 2, 2021
Instrument	202199006834

Lender

Name	FIRSTMARK CU
Type	Credit Union
Address	SAN ANTONIO, TX 78232

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Change Frequency	6 Months

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 20, 2022
Property Address	120 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0099029533
Map Reference	VOL 6 PG 637
Instrument Date	Sep 9, 2022
Instrument	202299029533
Transaction Type	Transfer
Record Updated	Oct 3, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 PHANTOM CRK, CIBOLO, TX 78108-4277

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,000 (-5.79%) Land $47,722 Building $222,278	$270,000 (-5.79%) Land $47,722 Building $222,278
2025	$3,781.00 (-13.46%) Homeowner's exemption	$286,599 (-7.85%) Land $40,218 Building $246,381	$286,599 (-7.85%) Land $40,218 Building $246,381
2024	$4,369.00 (+3.51%)
2023	$4,221.00 (-13.8%) Homeowner's exemption	$311,000 Land $55,853 Building $255,147	$311,000 Land $55,853 Building $255,147
2022	$4,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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