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128 Phantom Crk, Cibolo, TX 78108 Property Records

Guadalupe County property record for 128 Phantom Crk, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,368 sqft · built 2004
Lot Size0.179 acres (7,804 sqft)
Owner2 Individual Names on Record
Last Sale$292,630 (Jun 2023)
Tax Bill$6,606 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1G0969502400500000

Property Details

APN / Parcel Number

Primary APN1G0969502400500000
Alternative APNs
  • 000000112186
  • 000000257893
  • 000000288659
  • 112186

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,368 sqft Living Area
Gross Area2,853 sqft
1st Floor Area1,012 sqft
2nd Floor Area1,356 sqft
Utility Area80 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,804 sqft (0.179 acres)
Lot Dimensions118 ft deep x 66 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
Deck Area288 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address128 PHANTOM CRK
CityCIBOLO
StateTX
Zip78108-4277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFALCON RIDGE UNIT #5 BLOCK 24 LOT 5 .1792 AC
Legal SubdivisionFALCON RIDGE UNIT #5
Legal Tract5
Legal Block24
Legal Lot Number5
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group2
Census Block2010
Census Tract210716

Owner

Source: Guadalupe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 PHANTOM CRK, CIBOLO, TX 78108-4277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleAug 31, 2016 · Amount on Record
Deed Document Number202315852
Record UpdatedOct 29, 2026

June 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateJun 26, 2023
Property Address128 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number0099015852
Map ReferenceVOL 6 PG 637
Instrument DateJun 26, 2023
Instrument202399015852
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 PHANROM CREEK, CIBOLO, TX 78108-4277

Mortgage

Document Number0099015853
DateJun 26, 2023
Instrument202399015853
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,127 (-6.49%) Land $48,103 Building $272,024$320,127 (-13.55%) Land $48,103 Building $272,024
2025$6,606.00 (+18.6%)$342,340 (+7.96%) Land $40,656 Building $329,636$370,292 (+16.77%) Land $40,656 Building $329,636
2024$5,570.00 (-5.51%)
2023$5,895.00 (-2.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$317,101 (+8.4%) Land $56,396 Building $260,705$317,101 (+8.4%) Land $56,396 Building $260,705
2022$6,037.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$292,533 Land $52,000 Building $240,533$292,533 Land $52,000 Building $240,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CIBOLO
serves 20,331 people · EPA ID TX0940018
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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