121 Phantom Crk, Cibolo, TX 78108 Property Records

Guadalupe County property record for 121 Phantom Crk, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,972 sqft · built 2004
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on Record
Last Sale	$318,500 (Sep 2023)
Tax Bill	$6,629 (2023)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0969502300500000`

Property Details

APN / Parcel Number

Primary APN	`1G0969502300500000`
Alternative APNs	`000000112153` `000000186481` `000000287672` `112153`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,972 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	130 sqft
Patio Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 PHANTOM CRK
City	CIBOLO
State	TX
Zip	78108-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON RIDGE UNIT #5 BLOCK 23 LOT 5 0.168 AC
Legal Subdivision	FALCON RIDGE UNIT #5
Legal Tract	5
Legal Block	23
Legal Lot Number	5
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2009
Census Tract	210716

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 PHANTOM CRK, CIBOLO, TX 78108-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Vendor's Lien, Transfer · VA Mortgage PILGRIM MORTGAGE LLC
Aug 23, 2022	Vendor's Lien, Transfer · Conventional Mortgage C & T MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	202322230
Prior Transfer Date	Mar 8, 2008
Prior Transfer Doc	0000004725
Record Updated	Sep 20, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Sep 5, 2023
Property Address	121 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0099022230
Map Reference	VOL 6 PG 637
Instrument Date	Sep 5, 2023
Instrument	202399022230
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 PHANTOM CRK, CIBOLO, TX 78108-4277

Mortgage

Document Number	0099022231
Date	Sep 5, 2023
Instrument	202399022231

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Aug 23, 2022
Property Address	121 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0099025952
Map Reference	VOL 6 PG 561
Instrument Date	Aug 19, 2022
Instrument	202299025952
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 PHANTOM CRK, CIBOLO, TX 78108-4277

Mortgage

Document Number	0099025953
Date	Aug 23, 2022
Instrument	202299025953

Lender

Name	C & T MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,010 (-5.63%) Land $46,561 Building $239,449	$286,010 (-5.63%) Land $46,561 Building $239,449
2025		$303,088 (-11.66%) Land $38,913 Building $264,175	$303,088 (-11.66%) Land $38,913 Building $264,175
2023	$6,629.00 (+184.02%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$343,097 (+7.9%) Land $54,239 Building $288,858	$343,097 (+7.9%) Land $54,239 Building $288,858
2022	$2,334.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$317,972 Land $52,000 Building $265,972	$317,972 Land $52,000 Building $265,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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