137 Phantom Crk, Cibolo, TX 78108 Property Records

Guadalupe County property record for 137 Phantom Crk, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,025 sqft · built 2004
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,100 (Dec 2018)
Tax Bill	$2,203 (2022)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G0969502102900000`

Property Details

APN / Parcel Number

Primary APN	`1G0969502102900000`
Alternative APNs	`000000112204` `000000228446` `112204`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,025 sqft Living Area
Gross Area	3,766 sqft
1st Floor Area	1,356 sqft
2nd Floor Area	1,669 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	322 sqft
Deck Area	192 sqft
Patio Area	110 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	137 PHANTOM CRK
City	CIBOLO
State	TX
Zip	78108-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON RIDGE UNIT #5 BLOCK 21 LOT 29
Legal Subdivision	FALCON RIDGE UNIT #5
Legal Tract	29
Legal Block	21
Legal Lot Number	29
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2011
Census Tract	210716

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 PHANTOM CRK, CIBOLO, TX 78108-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG
Dec 28, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MTG
Sep 28, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Apr 23, 2012 · Amount on Record
Deed Document Number	201899029063
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	0099029063
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	137 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0000024896
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 PHANTOM CRK CIBOLO TX 781084277, CIBOLO, TX 78108-4277

Mortgage

Document Number	0000024896
Date	Sep 11, 2020
Instrument	24896

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	137 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0000028520
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 PHANTOM CRK CIBOLO TX 781084277, CIBOLO, TX 78108-4277

Mortgage

Document Number	0000028520
Date	Dec 12, 2019
Instrument	28520

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Dec 28, 2018
Property Address	137 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0000029063
Instrument Date	Dec 21, 2018
Instrument	29063
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	CAPITAL TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 PHANTOM CRK CIBOLO TX 781084277, CIBOLO, TX 78108-4277

Mortgage

Document Number	29064
Date	Dec 28, 2018
Instrument	29064

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	137 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0000022831
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 PHANTOM CRK CIBOLO TX 78108, CIBOLO, TX 78108

Mortgage

Document Number	0000022831
Date	Oct 4, 2018
Instrument	22831

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,696 (+1.52%) Land $46,159 Building $370,537	$416,696 (+1.52%) Land $46,159 Building $370,537
2025		$410,446 (-2.09%) Land $38,472 Building $371,974	$410,446 (-2.09%) Land $38,472 Building $371,974
2023		$419,206 Land $53,694 Building $365,512	$419,206 Land $53,694 Building $365,512
2022	$2,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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