129 McGugan Ln, Temple, TX 76502 Property Records

Bell County property record for 129 McGugan Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 2010
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$128,400 (Dec 2019)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0045344298`

Property Details

APN / Parcel Number

Primary APN	`0045344298`
Alternative APNs	`384312` `869651`

Interior

Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2011
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	141 sqft
Canopy	88 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	129 MCGUGAN LN
City	TEMPLE
State	TX
Zip	76502-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VISTA ADDITION, BLOCK 008, LOT 0010
Legal Subdivision	ECHO VISTA ADDITION
Legal Block	8
Legal Lot Number	10
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	21305

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 MCGUGAN LN, TEMPLE, TX 76502-3527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Dec 31, 2019	Quit Claim Deed, Transfer FIRST CMNTY TITLE
Feb 7, 2017	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Feb 7, 2017 · Amount on Record
Deed Document Number	201959735
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	129 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000059734
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MCGUGAN LN TEMPLE TX 765023527, TEMPLE, TX 76502-3527

Mortgage

Document Number	0000059734
Date	Dec 31, 2019
Book Page	011137/000597
Instrument	59734

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Dec 31, 2019
Property Address	129 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000059735
Book / Page	011137 / 000616
Instrument Date	Dec 31, 2019
Instrument	59735
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MCGUGAN LN TEMPLE TX 765023527, TEMPLE, TX 76502-3527

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 7, 2017
Property Address	129 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000005076
Map Reference	CAB D SL119-C&D
Instrument Date	Feb 7, 2017
Instrument	2017-00005076
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MCGUGAN LN, TEMPLE, TX 76502-3527

Mortgage

Document Number	0000005077
Date	Feb 7, 2017
Instrument	2017-00005077

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,399.00 (+9.59%)	$176,542 (-18.53%)	$203,033 (-6.31%) Land $40,000 Building $163,033
2023	$2,189.00 (-21.32%) Homeowner's exemption	$216,698 Land $35,000 Building $181,698	$216,698 Land $35,000 Building $181,698
2022	$2,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, Verizon.

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