126 McGugan Ln, Temple, TX 76502 Property Records

Bell County property record for 126 McGugan Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 2009
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Dec 2022)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0045344337`

Property Details

APN / Parcel Number

Primary APN	`0045344337`
Alternative APNs	`384325` `769035`

Interior

Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft

Location & Zoning

Street Address	126 MCGUGAN LN
City	TEMPLE
State	TX
Zip	76502-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VISTA ADDITION, BLOCK 008, LOT 0023
Legal Subdivision	ECHO VISTA ADDITION
Legal Block	8
Legal Lot Number	23
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	21305

Owner

126 McGugan Ln is owned and occupied by two individuals who bought it in December 2022.

Source: Bell County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 MCGUGAN LN, TEMPLE, TX 76502-3527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 26, 2021	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Aug 26, 2021 · Amount on File
Deed Document Number	202275446
Prior Transfer Date	Feb 10, 2010
Prior Transfer Doc	0000005625
Record Updated	Oct 29, 2026

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 28, 2022
Property Address	126 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000075446
Map Reference	CAB D SL 119-C
Instrument Date	Dec 28, 2022
Instrument	2022075446
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12807 BORIS COVE TRL, HOUSTON, TX 77047-4025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MCGUGAN LN, TEMPLE, TX 76502-3527

Mortgage

Document Number	0000075447
Date	Dec 28, 2022
Instrument	2022075447

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 26, 2021
Property Address	126 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000055242
Map Reference	CAB D SL 119-C&D
Instrument Date	Aug 9, 2021
Instrument	2021055242
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 COUNTY ROAD 136, 940, GAINESVILLE, TX 76240-7245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 MOHICAN ST, DENTON, TX 76209-3405

Mortgage

Date	Aug 26, 2021

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000055243
Date	Aug 26, 2021
Instrument	2021055243

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 126 McGugan Ln was $5,193.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,193.00	$224,482 Land $40,000 Building $184,482	$224,482 Land $40,000 Building $184,482
2023	$4,160.00 (-8.81%) Homeowner's exemption	$241,551 Land $35,000 Building $206,551	$241,551 Land $35,000 Building $206,551
2022	$4,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 McGugan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 McGugan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, Verizon.

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