130 McGugan Ln, Temple, TX 76502 Property Records

Bell County property record for 130 McGugan Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,487 sqft · built 2010
Lot Size	0.137 acres (5,998 sqft)
Owner	Individual Name on File
Tax Bill	$5,761 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0045344334`

Property Details

APN / Parcel Number

Primary APN	`0045344334`
Alternative APNs	`384324` `861424`

Interior

Stories	1 Story
Building Area	1,487 sqft Living Area
1st Floor Area	1,487 sqft

Exterior

Year Built	Built 2010
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	133 sqft
Storage Building	80 sqft

Location & Zoning

Account Number	861424
Street Address	130 MCGUGAN LN
City	TEMPLE
State	TX
Zip	76502-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VISTA ADDITION, BLOCK 008, LOT 0022
Legal Subdivision	ECHO VISTA ADDITION
Legal Block	8
Legal Lot Number	22
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	21305

Owner

130 McGugan Ln is owned by an individual who acquired it in June 2019.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	206 SUTTERVILLE CV, AUSTIN, TX 78717-2983
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 19, 2019	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019
Deed Sale	Jun 19, 2019
Prior Sale	Jun 3, 2010
Deed Document Number	2019-00026415
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	130 MCGUGAN LN, TEMPLE, TX 76502-3527
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041397
Date	Jun 29, 2021
Instrument	2021041397

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 19, 2019
Property Address	130 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000026415
Map Reference	CAB D SL 119C&D
Instrument Date	Jun 17, 2019
Instrument	2019-00026415
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SUTTLERVILLE COVE, AUSTIN, TX 78717-2983

Mortgage

Document Number	0000026416
Date	Jun 19, 2019
Instrument	2019-00026416

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,761.00 (+13.49%)	$249,132 Land $35,000 Building $214,132	$249,132 Land $35,000 Building $214,132
2022	$5,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 McGugan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 McGugan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, Verizon.

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