Bell County property record for 118 McGugan Ln, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,704 sqft · built 2009 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,758 (2023) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0045344343 |
| Primary APN | 0045344343 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,998 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Account Number | 715461 |
|---|---|
| Street Address | 118 MCGUGAN LN |
| City | TEMPLE |
| State | TX |
| Zip | 76502-3527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO VISTA ADDITION, BLOCK 008, LOT 0025 |
| Legal Subdivision | ECHO VISTA ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 25 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21305 |
118 McGugan Ln is owned and occupied by an individual who acquired it in June 2023.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 118 MCGUGAN LN, TEMPLE, TX 76502-3527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 |
| Deed Sale | Jun 1, 2023 |
| Prior Sale | Mar 3, 2010 |
| Deed Document Number | 2023023808 |
| Record Updated | Jun 7, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 1, 2023 |
| Property Address | 118 MCGUGAN LN, TEMPLE, TX 76502-3527 |
| Document Number | 0000023808 |
| Map Reference | CAB D SL 119-C&D |
| Instrument Date | May 25, 2023 |
| Instrument | 2023023808 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 MCGUGAN LN, TEMPLE, TX 76502-3527 |
| Document Number | 0000023809 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023023809 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,758.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $293,559 Land $35,000 Building $258,559 | $293,559 Land $35,000 Building $258,559 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 McGugan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 McGugan Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: SOS Communications, Verizon.
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