Bell County property record for 121 McGugan Ln, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,487 sqft · built 2010 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,798 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0045344292 |
| Primary APN | 0045344292 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,487 sqft Living Area |
| 1st Floor Area | 1,487 sqft |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 5,998 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Account Number | 764219 |
|---|---|
| Street Address | 121 MCGUGAN LN |
| City | TEMPLE |
| State | TX |
| Zip | 76502-3527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO VISTA ADDITION, BLOCK 008, LOT 0008 |
| Legal Subdivision | ECHO VISTA ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21305 |
121 McGugan Ln is owned and occupied by an individual who acquired it in December 2025.
Source: Bell County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 MCGUGAN LN, TEMPLE, TX 76502-3527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Vendor's Lien, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Sep 8, 2021 | Warranty Deed, Transfer TEXAS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2025 |
| Deed Sale | Dec 8, 2025 |
| Prior Sale | Sep 8, 2021 |
| Deed Document Number | 2025060207 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Dec 8, 2025 |
| Property Address | 121 MCGUGAN LN, TEMPLE, TX 76502-3527 |
| Document Number | 0000060207 |
| Map Reference | CAB D SL 119-C |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025060207 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | TEXAS NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 HUNGRY HILL RD, EDDY, TX 76524-2738 |
| Name | Verified Name |
|---|---|
| Address | 121 MCGUGAN LN, TEMPLE, TX 76502-3527 |
| Document Number | 0000060208 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025060208 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 8, 2021 |
| Property Address | 121 MCGUGAN LN, TEMPLE, TX 76502-3527 |
| Document Number | 0000058299 |
| Map Reference | CAB D SL 119C&119D |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021058299 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 S HIGHWAY 95, LITTLE RIVER ACADEMY, TX 76554-2525 |
| Name | Verified Name |
|---|---|
| Address | 121 MEFUGAN LANE, TEMPLE, TX 76502 |
Source: Bell County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $217,675 Land $40,000 Building $177,675 | $217,675 Land $40,000 Building $177,675 | |
| 2024 | $1,798.00 (+0.06%) | ||
| 2023 | $1,797.00 (-38.46%) Homeowner's exemption Disabled Person's exemption | $242,963 Land $35,000 Building $207,963 | $242,963 Land $35,000 Building $207,963 |
| 2022 | $2,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 McGugan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 McGugan Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: SOS Communications, Verizon.
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