129 E Walnut St, Richmond, KY 40475 Property Records

Madison County property record for 129 E Walnut St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,146 sqft
Owner	Individual Name on File
Last Sale	$19,500 (Feb 2012)
Tax Bill	$347 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R007-0025-0014`

Property Details

APN / Parcel Number

Primary APN	`R007-0025-0014`
Alternative APNs	`114413` `77512` `43695`

Interior

Stories	1 Story
Building Area	1,146 sqft Living Area

Exterior

Exterior Material	Brick/Stone

Location & Zoning

Account Number	43695
Street Address	129 E WALNUT ST
City	RICHMOND
State	KY
Zip	40475-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWELL ADDT LOT 7 BLK E
Legal Subdivision	POWELL ADD
Legal Block	E
Legal Lot Number	7
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2000
Census Tract	10400

Owner

Source: Madison County records · APN R007-0025-0014

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	129 E WALNUT ST, RICHMOND, KY 40475-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2012 · Amount on Record
Deed Sale	Feb 16, 2012 · Amount on Record
Deed Document Number	0000675394
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	129 E WALNUT ST, RICHMOND, KY 40475-1217
Transaction Type	Mortgage
Record Updated	Apr 23, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01929/39
Date	Apr 01, 2020
Book Page	M01929/39
Instrument	2014009694

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$347.00 (+368.92%) Homeowner's exemption	$86,000 (+59.26%)	$86,000 (+59.26%)
2023	$74.00 (-43.51%) Homeowner's exemption	$54,000 (-)	$54,000 (-)
2022	$131.00 Homeowner's exemption	$54,000	$54,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 348 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RICHMOND UTILITIES serves 35,640 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.