120 E Walnut St, Richmond, KY 40475 Property Records

Madison County property record for 120 E Walnut St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details952 sqft
OwnerCompany Name on File
Last Sale$132,000 (May 2021)
Tax Bill$1,244 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR007-0026-0009

Property Details

APN / Parcel Number

Primary APNR007-0026-0009
Alternative APNs
  • 133533
  • 96336
  • 63430

Interior

Stories1 Story
Building Area952 sqft Living Area

Exterior

Exterior MaterialBrick/Stone
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Location & Zoning

Account Number63430
Street Address120 E WALNUT ST
CityRICHMOND
StateKY
Zip40475-1216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT A
Legal Lot NumberA
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1002
Census Tract10400

Owner

Source: Madison County records · APN R007-0026-0009

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address341 WINDOM LN, NICHOLASVILLE, KY 40356-9776
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2021Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS COMMERCE BANK
May 20, 2021Deed, Transfer · Stand-Alone First Mortgage
STEVEN COLEMAN
Nov 08, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2021 · Amount on Record
Deed SaleMay 20, 2021 · Amount on Record
Prior SaleNov 08, 2019 · Amount on Record
Deed Document Number2014037621
Deed Book / PageD805 / 532
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address120 E WALNUT ST, RICHMOND, KY 40475-1216
Transaction TypeMortgage
Record UpdatedNov 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2099/421
DateOct 08, 2021
Book PageM2099/421
Instrument2014057399
Lender
NameCITIZENS COMMERCE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueOct 04, 2031

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMay 20, 2021
Property Address120 E WALNUT ST, RICHMOND, KY 40475-1216
Document NumberD805/532
Book / PageD805 / 532
Instrument DateMay 18, 2021
Instrument2014037621
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$132.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1960 GUYNN RD, 1960, PAINT LICK, KY 40461-8404

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 WINDOM LN, NICHOLASVILLE, KY 40356-9776

Mortgage

Document Number2014037622
DateMay 20, 2021
Instrument2014037622
Lender
NameSTEVEN COLEMAN
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueMay 18, 2022

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateNov 08, 2019
Property Address120 E WALNUT ST, RICHMOND, KY 40475-1216
Document NumberD00781/051
Book / PageD00781 / 051
Map ReferenceMB 1 GP 87
Instrument DateNov 07, 2019
Instrument2014002113
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Tax$67.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address958 SIESTA DR, 958, RICHMOND, KY 40475-3406

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1960 GUYNN RD, PAINT LICK, KY 40461-8404

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,244.00 (-2.81%) Additional exemption filed$132,000 (-)$132,000 (-)
2023$1,280.00 (-0.31%)$132,000 (-)$132,000 (-)
2022$1,284.00$132,000$132,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2013 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 348 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number