Madison County property record for 126 E Walnut St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.197 acres (8,603 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,500 (Jun 2021) |
| Tax Bill | $1,221 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0026-0007 |
| Primary APN | R007-0026-0007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 8,603 sqft (0.197 acres) |
| Garage Type | Detached |
| Total Buildings | 2 Buildings |
| Account Number | 51551 |
|---|---|
| Street Address | 126 E WALNUT ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10400 |
Source: Madison County records · APN R007-0026-0007
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2021 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jul 14, 2017 | Deed of Trust, Mortgage FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2021 · Amount on Record |
| Deed Sale | Jun 08, 2021 · Amount on Record |
| Deed Document Number | 20212014040144 |
| Deed Book / Page | 806 / 576 |
| Prior Transfer Date | Aug 19, 2005 |
| Prior Transfer Doc | 0D0594/739 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 08, 2021 |
| Property Address | 126 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Document Number | D806/576 |
| Book / Page | D806 / 576 |
| Instrument Date | Jun 02, 2021 |
| Instrument | 2014040144 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1024 DUCK HORN DR APT 4, 1024, RICHMOND, KY 40475-6574 |
| Name | Verified Name |
|---|---|
| Address | 126 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Document Number | 2014040145 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 2014040145 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 126 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2013961600 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | M01753/206 |
| Instrument | 2013961600 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 15, 2027 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,221.00 (-2.79%) | $129,500 (-) | $129,500 (-) |
| 2023 | $1,256.00 (-0.32%) | $129,500 (-) | $129,500 (-) |
| 2022 | $1,260.00 | $129,500 | $129,500 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 348 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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