136 E Walnut St, Richmond, KY 40475 Property Records

Madison County property record for 136 E Walnut St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,294 sqft
OwnerIndividual Name on File
Last Sale$200,000 (Nov 2025)
Tax Bill$1,367 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Aug 2023 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APNR007-0026-0004

Property Details

APN / Parcel Number

Primary APNR007-0026-0004
Alternative APNs
  • 118747
  • 97677
  • 48214

Interior

Stories2 Stories
Building Area1,294 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Garage TypeDetached
Garage Area390 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number48214
Street Address136 E WALNUT ST
CityRICHMOND
StateKY
Zip40475-1216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOWELL ADDT LOT 4 BLK D
Legal SubdivisionPOWELL ADD
Legal BlockD
Legal Lot Number4
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1002
Census Tract10400

Owner

Source: Madison County records · APN R007-0026-0004

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address36 W WALNUT STREET, RICHMOND, KY 40475
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed, Transfer · Conventional Mortgage
STATEWIDE MORTGAGE LLC
Aug 14, 2023Deed, Construction Loan · Construction Mortgage
WESBANCO BANK INC
Jan 30, 2017Deed of Trust, Mortgage
KENTUCKY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2025 · Amount on Record
Deed SaleNov 14, 2025 · Amount on Record
Prior SaleAug 14, 2023 · Amount on Record
Deed Document Number2014298954
Deed Book / PageD875 / 749
Record UpdatedJun 08, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 14, 2025
Property Address136 E WALNUT ST, RICHMOND, KY 40475-1216
Document Number00D875/749
Book / PageD875 / 749
Map ReferenceMB 37 PG 399
Instrument DateOct 31, 2025
Instrument2014298954
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyUNKNOWN, LAND GROUP TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 HIGHLAND AVE, LANCASTER, KY 40444-8859

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Ux (and Wife)
Address36 W WALNUT STREET, RICHMOND, KY 40475

Mortgage

Document Number2014298955
DateNov 14, 2025
Instrument2014298955
Lender
NameSTATEWIDE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

August 2023: Deed, Construction Loan

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 14, 2023
Property Address136 E WALNUT ST, RICHMOND, KY 40475-1216
Document Number000D842/85
Book / PageD842 / 85
Map ReferenceMB 37 PG 399
Instrument DateAug 09, 2023
Instrument2014161309
Transaction TypeConstruction Loan
Record UpdatedSep 12, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address439 MEADOWS BR, PRESTONSBURG, KY 41653-1592

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 E WALNUT ST, RICHMOND, KY 40475-1216

Mortgage

Document Number2014161314
DateAug 14, 2023
Instrument2014161314
Lender
NameWESBANCO BANK INC
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2030
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change11.7%
Index1-Year CMT
Margin3

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address136 E WALNUT ST, RICHMOND, KY 40475-1216
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01725/532
DateJan 30, 2017
Book PageM01725/532
Instrument2013953703
Lender
NameKENTUCKY BANK
TypeBank
AddressPARIS, KY 40362
Agreement
AmountAmount Recorded
Term181 Months
DueFeb 10, 2032

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,367.00 (+113.59%) Additional exemption filed$145,000 (+119.7%)$145,000 (+119.7%)
2023$640.00 (-0.31%)$66,000 (-)$66,000 (-)
2022$642.00$66,000$66,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2013 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 348 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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