130 E Walnut St, Richmond, KY 40475 Property Records

Madison County property record for 130 E Walnut St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Lot Size0.275 acres (11,985 sqft)
OwnerIndividual Name on File
Last Sale$193,000 (Jun 2026)
Tax Bill$1,065 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNR007-0026-0006

Property Details

APN / Parcel Number

Primary APNR007-0026-0006
Alternative APNs
  • 121735
  • 84720
  • 51234

Interior

Stories2 Stories

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area11,985 sqft (0.275 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number51234
Street Address130 E WALNUT ST
CityRICHMOND
StateKY
Zip40475-1216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOWELL ADDT LOT 6 BLK D
Legal SubdivisionPOWELL ADD
Legal BlockD
Legal Lot Number6
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1002
Census Tract10400

Owner

Source: Madison County records · APN R007-0026-0006

Assessment roll updated December 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address130 E WALNUT ST, RICHMOND, KY 40475-1216
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed, Transfer · Conventional Mortgage
DFT2 FINANCIAL LLC
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 16, 2018Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 12, 2017Cash Sale Deed, Transfer
Apr 06, 2017Special Warranty Deed, Foreclosure
Mar 06, 2017Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Prior SaleAug 16, 2018 · Amount on Record
Deed Document Number202614357908
Deed Book / Page884 / 494
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 24, 2026
Property Address130 E WALNUT ST, RICHMOND, KY 40475-1216
Document Number0014357908
Book / Page884 / 494
Instrument DateJun 18, 2026
Instrument202614357908
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyLAND GROUP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$19,493.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 E WALNUT ST, RICHMOND, KY 40475-1216

Mortgage

Document Number0014357909,
DateJun 24, 2026
Instrument202614357909
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address130 E WALNUT ST, RICHMOND, KY 40475-1216
Transaction TypeMortgage
Record UpdatedDec 01, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2111/667
DateNov 19, 2021
Book PageM2111/667
Instrument2014064718
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 16, 2018
Property Address130 E WALNUT ST, RICHMOND, KY 40475-1216
Document NumberD00763/381
Book / PageD00763 / 381
Instrument DateJul 27, 2018
Instrument2013980378
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$110.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2220 SUNNINGDALE DR, 2220, LEXINGTON, KY 40509-8512

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 E WALNUT ST # ED, ED, RICHMOND, KY 40475-1215

Mortgage

Document Number2013980379
DateAug 16, 2018
Instrument2013980379
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

June 2017: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionMADISON KY
Recording DateJun 12, 2017
Property Address130 E WALNUT ST, RICHMOND, KY 40475-1216
Document NumberD00746/034
Book / PageD00746 / 034
Map ReferenceMB37 PG399
Instrument DateJun 09, 2017
Instrument2013959953
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 SUNNINGDALE DR, LEXINGTON, KY 40509-8512

April 2017: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionMADISON KY
Recording DateApr 06, 2017
Property Address130 E WALNUT ST, RICHMOND, KY 40475-1216
Document NumberD00743/176
Book / PageD00743 / 176
Map ReferenceDD37 PG399
Instrument DateMar 13, 2017
Instrument2013956811
Transaction TypeForeclosure
Record UpdatedDec 17, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1231 LOUISVILLE RD, 1231, FRANKFORT, KY 40601-6156

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Mail Care OfISN CORP WESTERN OPERATION CENTER
InvestorPossibly a Property Investor

March 2017: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionMADISON KY
Recording DateMar 06, 2017
Property Address130 E WALNUT ST, RICHMOND, KY 40475-1216
Document NumberD00742/193
Book / PageD00742 / 193
Map ReferenceDD37 PG399
Instrument DateMar 02, 2017
Instrument2013955529
Transaction TypeForeclosure
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,065.00 (-0.19%)$113,000 (+2.73%)$113,000 (+2.73%)
2023$1,067.00 (-0.28%)$110,000 (-)$110,000 (-)
2022$1,070.00$110,000$110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2013 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 348 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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