Madison County property record for 130 E Walnut St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.275 acres (11,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Jun 2026) |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0026-0006 |
| Primary APN | R007-0026-0006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 11,985 sqft (0.275 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 51234 |
|---|---|
| Street Address | 130 E WALNUT ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POWELL ADDT LOT 6 BLK D |
| Legal Subdivision | POWELL ADD |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10400 |
Source: Madison County records · APN R007-0026-0006
Assessment roll updated December 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 16, 2018 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 12, 2017 | Cash Sale Deed, Transfer |
| Apr 06, 2017 | Special Warranty Deed, Foreclosure |
| Mar 06, 2017 | Commissioner's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | Aug 16, 2018 · Amount on Record |
| Deed Document Number | 202614357908 |
| Deed Book / Page | 884 / 494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 24, 2026 |
| Property Address | 130 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Document Number | 0014357908 |
| Book / Page | 884 / 494 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202614357908 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,493.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Document Number | 0014357909, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202614357909 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 130 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M2111/667 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | M2111/667 |
| Instrument | 2014064718 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 16, 2018 |
| Property Address | 130 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Document Number | D00763/381 |
| Book / Page | D00763 / 381 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 2013980378 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2220 SUNNINGDALE DR, 2220, LEXINGTON, KY 40509-8512 |
| Name | Verified Name |
|---|---|
| Address | 13 E WALNUT ST # ED, ED, RICHMOND, KY 40475-1215 |
| Document Number | 2013980379 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2013980379 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 12, 2017 |
| Property Address | 130 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Document Number | D00746/034 |
| Book / Page | D00746 / 034 |
| Map Reference | MB37 PG399 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 2013959953 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 2220 SUNNINGDALE DR, LEXINGTON, KY 40509-8512 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 06, 2017 |
| Property Address | 130 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Document Number | D00743/176 |
| Book / Page | D00743 / 176 |
| Map Reference | DD37 PG399 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 2013956811 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1231 LOUISVILLE RD, 1231, FRANKFORT, KY 40601-6156 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Mail Care Of | ISN CORP WESTERN OPERATION CENTER |
| Investor | Possibly a Property Investor |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 06, 2017 |
| Property Address | 130 E WALNUT ST, RICHMOND, KY 40475-1216 |
| Document Number | D00742/193 |
| Book / Page | D00742 / 193 |
| Map Reference | DD37 PG399 |
| Instrument Date | Mar 02, 2017 |
| Instrument | 2013955529 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 (-0.19%) | $113,000 (+2.73%) | $113,000 (+2.73%) |
| 2023 | $1,067.00 (-0.28%) | $110,000 (-) | $110,000 (-) |
| 2022 | $1,070.00 | $110,000 | $110,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 348 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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