129 E Bay Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 129 E Bay Ave, Norfolk, VA 23503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,402 sqft · built 1949
Lot Size	0.14 acres (6,120 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2016)
Tax Bill	$3,318 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jun 2021 Line of Credit + 1 more
APN	`20704400`

Property Details

APN / Parcel Number

Primary APN	`20704400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Attic	Attic
Attic Area	1,402 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,120 sqft (0.14 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	129 E BAY AVE
City	NORFOLK
State	VA
Zip	23503-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	15 & 16 BLK M
Legal Subdivision	OCEAN VIEW ANNEX
Legal Block	M
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2021
Census Tract	600

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2312 ENCHANTED FOREST LN, VIRGINIA BEACH, VA 23453-3733
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK AND TRUST CO
Feb 4, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2016 · Amount on Record
Deed Sale	May 27, 2016 · Amount on Record
Deed Document Number	201611201
Last Transfer Date	Jan 10, 2019
Transfer Doc	0000001927
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	129 E BAY AVE, NORFOLK, VA 23503-4423
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210033386
Date	Oct 27, 2021
Instrument	210033386

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	129 E BAY AVE, NORFOLK, VA 23503-4423
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SIGNATURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210018753
Date	Jun 17, 2021
Instrument	210018753

Lender

Name	SOUTHERN BANK AND TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 4, 2019
Property Address	129 E BAY AVE, NORFOLK, VA 23503-4423
Document Number	190001927
Instrument Date	Jan 10, 2019
Instrument	190001927
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 ENCHANTED FOREST LN, VIRGINIA BEACH, VA 23453-3733

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,318.00 (+4.01%)	$265,500 (+4.04%) Land $115,000 Building $150,500	$265,500 (+4.04%) Land $115,000 Building $150,500
2025	$3,190.00 (+11.03%)	$255,200 (+11%) Land $104,700 Building $150,500	$255,200 (+11%) Land $104,700 Building $150,500
2023	$2,873.00	$229,900 Land $104,700 Building $125,200	$229,900 Land $104,700 Building $125,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1999–2009)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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