133 E Bay Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 133 E Bay Ave, Norfolk, VA 23503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,600 sqft · built 1949
Lot Size	0.136 acres (5,911 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Sep 2019)
Tax Bill	$3,722 (2026)
Deeds & Mortgages	Oct 2020 Refinance Sep 2019 Sale & Mortgage + 1 more
APN	`03903100`

Property Details

APN / Parcel Number

Primary APN	`03903100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Attic	Attic
Attic Area	1,525 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,911 sqft (0.136 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	133 E BAY AVE
City	NORFOLK
State	VA
Zip	23503-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	17 & 18 BLK M O V ANNEX CO
Legal Subdivision	OCEAN VIEW ANNEX
Legal Block	M
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2021
Census Tract	600

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 E BAY AVE, NORFOLK, VA 23503-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS
Sep 5, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 1, 2019	Warranty Deed, Transfer · Commercial Mortgage PARTY III

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	201917278
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	133 E BAY AVE, NORFOLK, VA 23503-4423
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200024725
Date	Oct 13, 2020
Instrument	200024725

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Sep 5, 2019
Property Address	133 E BAY AVE, NORFOLK, VA 23503-4423
Document Number	0190017278
Instrument Date	Sep 4, 2019
Instrument	190017278
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 E BAY AVE, NORFOLK, VA 23503-4423

Mortgage

Document Number	0190017279
Date	Sep 5, 2019
Instrument	190017279

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Apr 1, 2019
Property Address	133 E BAY AVE, NORFOLK, VA 23503-4423
Document Number	0190005661
Instrument Date	Mar 26, 2019
Instrument	190005661
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2133 UPTON DR STE 126, 126, VIRGINIA BEACH, VA 23454-1194
Investor	Possibly a Property Investor

Mortgage

Document Number	0190005662
Date	Apr 1, 2019
Instrument	190005662

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,722.00 (+5.11%)	$297,800 (+3.44%) Land $110,000 Building $187,800	$297,800 (+3.44%) Land $110,000 Building $187,800
2025	$3,541.00 (+8.62%)	$287,900 (+10.39%) Land $100,100 Building $187,800	$287,900 (+10.39%) Land $100,100 Building $187,800
2023	$3,260.00	$260,800 Land $100,100 Building $160,700	$260,800 Land $100,100 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1999–2009)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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