121 E Bay Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 121 E Bay Ave, Norfolk, VA 23503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 856 sqft · built 1941
Lot Size	0.235 acres (10,254 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Mar 2021)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Sale & Mortgage
APN	`61017300`

Property Details

APN / Parcel Number

Primary APN	`61017300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	856 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,254 sqft (0.235 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 E BAY AVE
City	NORFOLK
State	VA
Zip	23503-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOTS 9, 10, 11 BLK M O V ANNEX CO INC
Legal Subdivision	OCEAN VIEW ANNEX CO
Legal Block	M
Legal Lot Number	9-11
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2021
Census Tract	600

Owner

Source: Norfolk City records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	121 E BAY AVE, NORFOLK, VA 23503-4423
Owner Type	Company
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage OVM FINANCIAL INC
Nov 9, 2018	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	20219633
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	121 E BAY AVE, NORFOLK, VA 23503-4423
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200014068
Date	Jun 24, 2020
Instrument	200014068

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Nov 9, 2018
Property Address	121 E BAY AVE, NORFOLK, VA 23503-4423
Document Number	0180022912
Instrument Date	Nov 7, 2018
Instrument	180022912
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E BAY AVE, NORFOLK, VA 23503-4423

Mortgage

Document Number	0180022917
Date	Nov 9, 2018
Instrument	180022917

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,503.00 (+7.72%)	$284,800 (+9.45%) Land $168,400 Building $116,400	$284,800 (+9.45%) Land $168,400 Building $116,400
2023	$3,252.00	$260,200 Land $168,400 Building $91,800	$260,200 Land $168,400 Building $91,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1999–2009)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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