126 E Bay Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 126 E Bay Ave, Norfolk, VA 23503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,532 sqft · built 1975
Lot Size0.115 acres (4,988 sqft)
Owner2 Individual Names on File
Last Sale$212,000 (Jun 2009)
Tax Bill$3,738 (2026)
Deeds & MortgagesApr 2021 Mortgage
APN41667495

Property Details

APN / Parcel Number

Primary APN41667495

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,532 sqft Living Area
AtticAttic
Attic Area276 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,988 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address126 E BAY AVE
CityNORFOLK
StateVA
Zip23503-4424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Description37 & 38 BLK J O V ANNEX CO INC
Legal SubdivisionOCEAN VIEW ANNEX CO INC
Legal BlockJ
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group2
Census Block2016
Census Tract600

Owner

126 E Bay Ave is owned and occupied by two individuals who bought it in June 2009.

Source: Norfolk City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address126 E BAY AVE, NORFOLK, VA 23503-4424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2009 · Amount on File
Deed SaleJun 22, 2009 · Amount on File
Deed Document Number200914465
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address126 E BAY AVE, NORFOLK, VA 23503-4424
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210013226
DateApr 29, 2021
Instrument210013226
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

Tax Assessment & Valuation

The 2026 property tax bill for 126 E Bay Ave was $3,738, up 3.1% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,738.00 (+3.09%)$299,100 (+3.1%) Land $100,000 Building $199,100$299,100 (+3.1%) Land $100,000 Building $199,100
2025$3,626.00$290,100 Land $91,000 Building $199,100$290,100 Land $91,000 Building $199,100
2023$3,212.00$257,000 Land $91,000 Building $166,000$257,000 Land $91,000 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 126 E Bay Ave; there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims4 (1999–2009)
Claims Outside the SFHA3 of 4
Most Recent ClaimNov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 E Bay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Cox Communications.

Nearby Properties on E Bay Ave

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