130 E Bay Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 130 E Bay Ave, Norfolk, VA 23503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,046 sqft · built 1918
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Apr 2018)
Tax Bill	$3,121 (2026)
Deeds & Mortgages	Jul 2021 Transfer Apr 2018 Sale & Mortgage + 1 more
APN	`23453800`

Property Details

APN / Parcel Number

Primary APN	`23453800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	130 E BAY AVE
City	NORFOLK
State	VA
Zip	23503-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	35 & 36 BLK J O V ANNEX CO INC
Legal Subdivision	OCEAN VIEW ANNEX CO
Legal Block	J
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2016
Census Tract	600

Owner

130 E Bay Ave is owned and occupied by an individual who bought it in April 2018.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	130 E BAY AVE, NORFOLK, VA 23503-4424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Intrafamily Transfer, Transfer
Apr 2, 2018	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE
Feb 23, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20186413
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	0000003613
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 29, 2021
Property Address	130 E BAY AVE, NORFOLK, VA 23503-4424
Document Number	210023851
Instrument Date	Jul 2, 2021
Instrument	210023851
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E BAY AVE, NORFOLK, VA 23503-4424

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Apr 2, 2018
Property Address	130 E BAY AVE, NORFOLK, VA 23503-4424
Document Number	180006413
Instrument Date	Mar 16, 2018
Instrument	180006413
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E BAY AVE, NORFOLK, VA 23503-4424

Mortgage

Document Number	180006414
Date	Apr 2, 2018
Instrument	180006414

Lender

Name	TOWNE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	180006415
Date	Apr 2, 2018
Instrument	180006415

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 23, 2018
Property Address	130 E BAY AVE, NORFOLK, VA 23503-4424
Document Number	180003613
Instrument Date	Feb 15, 2018
Instrument	180003613
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3833 WAYSON RD, DAVIDSONVILLE, MD 21035-2623

Tax Assessment & Valuation

The 2026 property tax bill for 130 E Bay Ave was $3,121, up 5.4% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,121.00 (+5.44%)	$249,700 (+3.74%) Land $100,000 Building $149,700	$249,700 (+3.74%) Land $100,000 Building $149,700
2025	$2,960.00	$240,700 Land $91,000 Building $149,700	$240,700 Land $91,000 Building $149,700
2023	$2,577.00	$206,200 Land $91,000 Building $115,200	$206,200 Land $91,000 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 130 E Bay Ave; there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1999–2009)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 E Bay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

Nearby Properties on E Bay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures