1289 Ridge Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1289 Ridge Cv, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2002
Square Footage	2,560 sqft Adjusted Area
Lot Size	8,356 sqft (0.191 acres)
Occupancy	Owner Occupied
Tax Bill	$2,290.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-06-0-00059-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,560 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	8,356 sqft (0.191 acres)
Depth X Width	140 ft x 30 ft Depth x Width
Patio Area	197 sqft Patio

Location & Zoning

Street Address	1289 RIDGE CV
City	HERNANDO
State	MS
Zip	38632-1172
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CROSS CREEK S-D SEC B LOT 59
Legal Range	08
Legal Township	03
Legal Section	12
Legal Subdivision	CROSS CREEK S-D
Legal Lot Number	59
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-08-1-12-06-0-00059-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1289 RIDGE CV, HERNANDO, MS 38632-1172
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2025
Deed Sale	Aug 06, 2025
Prior Sale	Apr 02, 2008
Deed Doc Number	0102515071
Deed Book / Page	1025 / 15071
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1289 RIDGE CV, HERNANDO, MS 38632-1172
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 RIDGE CV, HERNANDO, MS 38632-1172

Mortgage

Document Number	005030/111
Date	Aug 31, 2020
Book Page	5030/111

Lender

Name	MISSISSIPPI HOME CORPORATION
Type	Non-Lending Institution
Address	JACKSON, MS 39202

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 01, 2025

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (+17.02%)	$22,234 (+36.65%) Land $3,000 Building $19,234	$222,338 (+36.65%) Land $30,000 Building $192,338
2023	$1,957.00	$16,271	$162,710 Land $30,000 Building $132,710

Flood & Wildfire

1289 Ridge Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.