DeSoto County property record for 2765 Ridge Cv, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1996 |
| Square Footage | 2,781 sqft Adjusted Area |
| Lot Size | 77,972 sqft (1.79 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $720.00 (2025) |
| Primary APN | 3-07-5-16-03-0-00013-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,781 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 77,972 sqft (1.79 acres) |
| Patio Area | 442 sqft Patio |
| Utility Building | 256 sqft Utility Building |
| Street Address | 2765 RIDGE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7158 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PECAN RIDGE SEC B LOT 13 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 16 |
| Legal Subdivision | PECAN RIDGE SEC B |
| Legal Lot Number | 13 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-5-16-03-0-00013-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2765 RIDGE CV, HERNANDO, MS 38632-7158 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES |
| Oct 25, 2023 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2009 |
| Deed Sale | Sep 25, 2009 |
| Deed Doc Number | 0000617583 |
| Deed Book / Page | 617 / 583 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2765 RIDGE CV, HERNANDO, MS 38632-7158 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2765 RIDGE CV, HERNANDO, MS 38632-7158 |
| Document Number | 5661/25623 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 5661/25623 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 27, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2765 RIDGE CV, HERNANDO, MS 38632-7158 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2765 RIDGE CV, HERNANDO, MS 38632-7158 |
| Document Number | 5660/99263 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 5660/99263 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 27, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $720.00 (-17.53%) | $16,238 (-) Land $2,500 Building $13,738 | $162,384 (-) Land $25,000 Building $137,384 |
| 2023 | $873.00 | $16,238 | $162,384 Land $25,000 Building $137,384 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 61% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 885 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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