2770 Ridge Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 2770 Ridge Cv, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1994
Square Footage	2,502 sqft Adjusted Area
Lot Size	101,930 sqft (2.34 acres)
Garage	432 sqft
Occupancy	Owner Occupied
Last Sale	$245,000 (2019)
Tax Bill	$1,547.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-5-16-03-0-00014-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,502 sqft Adjusted Area
1st Floor	2,114 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	101,930 sqft (2.34 acres)
Parking Spaces	2 Parking Spaces
Garage Area	432 sqft Garage
Shed	1 Shed
Shed Area	434 sqft Shed
Patio Area	352 sqft Patio

Location & Zoning

Street Address	2770 RIDGE CV
City	HERNANDO
State	MS
Zip	38632-7177
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PECAN RIDGE SEC B LOT 14
Legal Range	007
Legal Township	03S
Legal Section	16
Legal Subdivision	PECAN RIDGE SEC B
Legal Lot Number	14
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2028
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-5-16-03-0-00014-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2770 RIDGE CV, HERNANDO, MS 38632-7177
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Deed Book / Page	878 / 185
Prior Transfer Date	Sep 13, 2012
Prior Transfer Doc	000690/104
Record Refreshed	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 23, 2019
Property Address	2770 RIDGE CV, HERNANDO, MS 38632-7177
Document Number	000878/185
Book / Page	0878 / 185
Map Reference	MB 37 PG 1&2
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 COUNTY ROAD 431, 155, OXFORD, MS 38655-8726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2770 RIDGE CV, HERNANDO, MS 38632-7177

Mortgage

Document Number	0004668697
Date	Jan 23, 2019
Instrument	4668/697

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2034

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,547.00 (+14.34%)	$22,392 (+35.36%) Land $3,000 Building $19,392	$223,921 (+35.36%) Land $30,000 Building $193,921
2023	$1,353.00	$16,542	$165,423 Land $30,000 Building $135,423

Flood & Wildfire

2770 Ridge Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 56th percentile of exposed land nationally · 69th in Mississippi
Wildfire Likelihood	Moderate — about 1 in 699 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.