DeSoto County property record for 2785 Ridge Cv, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 1999 |
| Square Footage | 3,798 sqft Adjusted Area |
| Lot Size | 101,495 sqft (2.32 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,436.00 (2025) |
| Primary APN | 3-07-5-16-03-0-00012-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 3,798 sqft Adjusted Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 101,495 sqft (2.32 acres) |
| Street Address | 2785 RIDGE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7158 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PECAN RIDGE SEC B LOT 12 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 16 |
| Legal Subdivision | PECAN RIDGE SEC B |
| Legal Lot Number | 12 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-5-16-03-0-00012-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2785 RIDGE CV, HERNANDO, MS 38632-7158 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2022 |
| Deed Sale | Apr 05, 2022 |
| Deed Doc Number | 0000099384 |
| Deed Book / Page | 993 / 84 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2785 RIDGE CV, HERNANDO, MS 38632-7158 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005009/616 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 5009/616 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 05, 2022 |
| Property Address | 2785 RIDGE CV, HERNANDO, MS 38632-7158 |
| Document Number | 0000993/84 |
| Book / Page | 993 / 84 |
| Map Reference | MB 37 PG 1&2 |
| Instrument Date | Apr 04, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2262 PINE TREE LOOP, 2262, HERNANDO, MS 38632-8363 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2785 RIDGE CV, HERNANDO, MS 38632-7158 |
| Document Number | 0005502344 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 5502/344 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (+16.5%) | $33,175 (+38.67%) Land $3,000 Building $30,175 | $331,752 (+38.67%) Land $30,000 Building $301,752 |
| 2023 | $2,091.00 | $23,924 | $239,241 Land $30,000 Building $209,241 |
2785 Ridge Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 52nd percentile of exposed land nationally · 61st in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 885 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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